Assumable homes for sale in Solana Beach, CA

15 homesFHA & VA loansrates from 2.25% vs 7.18% today

Solana Beach assumption guide
9895 Scripps Westview Way #149, San Diego, CA, 92131 — assumable VA mortgage at 2.25%
VA
Active
24
$539,000$134,541 equity gap
Rate
2.25%
7.18%today
Payment
$1,742/mo
$3,088today
  • 2beds
  • 1baths
  • 942sqft

9895 Scripps Westview Way #149, San Diego

3830 Elijah #426, San Diego, CA, 92130 — assumable FHA mortgage at 2.72%
FHA
Active
48
$799,000$381,745 equity gap
Rate
2.72%
7.18%today
Payment
$1,955/mo
$3,257today
  • 2beds
  • 2baths
  • 1,102sqft

3830 Elijah #426, San Diego

12749 Via Las Lenas, San Diego, CA, 92129 — assumable VA mortgage at 2.99%
VA
Active
16
$2,139,999$1,439,728 equity gap
Rate
2.99%
7.18%today
Payment
$3,402/mo
$5,474today
  • 5beds
  • 3baths
  • 2,909sqft

12749 Via Las Lenas, San Diego

9909 Scripps Westview Way #212, San Diego, CA, 92131 — assumable VA mortgage at 3.00%
VA
Active
20
$500,000$500,000 equity gap
Rate
3.00%
7.18%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 942sqft

9909 Scripps Westview Way #212, San Diego

10480 Greenford Drive, San Diego, CA, 92126 — assumable FHA mortgage at 3.49%
FHA
Active
21
$1,490,000$1,068,328 equity gap
Rate
3.49%
7.18%today
Payment
$2,209/mo
$3,336today
  • 4beds
  • 4baths
  • 2,008sqft

10480 Greenford Drive, San Diego

11322 Surco Dr, San Diego, CA, 92126 — assumable VA mortgage at 3.57%
VA
Active
43
$1,200,000$958,651 equity gap
Rate
3.57%
7.18%today
Payment
$3,003/mo
$3,799today
  • 4beds
  • 3baths
  • 2,587sqft

11322 Surco Dr, San Diego

9874 Caminito Bolsa, San Diego, CA, 92129 — assumable FHA mortgage at 3.67%
FHA
Active
25
$555,500$428,553 equity gap
Rate
3.67%
7.18%today
Payment
$882/mo
$1,303today
  • 2beds
  • 2baths
  • 1,080sqft

9874 Caminito Bolsa, San Diego

8595 Jade Coast, San Diego, CA, 92126 — assumable FHA mortgage at 3.78%
FHA
Active
2
$974,000$681,751 equity gap
Rate
3.78%
7.18%today
Payment
$1,821/mo
$2,653today
  • 3beds
  • 2baths
  • 744sqft

8595 Jade Coast, San Diego

9709 Mesa Springs Way #211, San Diego, CA, 92126 — assumable FHA mortgage at 4.05%
FHA
Active
43
$625,000$541,314 equity gap
Rate
4.05%
7.18%today
Payment
$528/mo
$745today
  • 2beds
  • 2baths
  • 1,041sqft

9709 Mesa Springs Way #211, San Diego

930 Via Mil Cumbres #35, Solana Beach, CA, 92075 — assumable FHA mortgage at 4.07%
FHA
Active
22
$949,000$706,886 equity gap
Rate
4.07%
7.18%today
Payment
$1,778/mo
$2,502today
  • 3beds
  • 2baths
  • 1,242sqft

930 Via Mil Cumbres #35, Solana Beach

10541 Caminito Pollo, San Diego, CA, 92126 — assumable VA mortgage at 6.93%
VA
Active
47
$729,999Potential short sale
Rate
6.93%
7.18%today
Payment
$4,881/mo
$5,006today
  • 3beds
  • 2baths
  • 1,239sqft

10541 Caminito Pollo, San Diego

13303 Rancho Penasquitos Blvd. #A204, San Diego, CA, 92129 — assumable FHA mortgage at 7.04%
FHA
Active
47
$425,000$6,858 equity gap
Rate
7.04%
7.18%today
Payment
$2,837/mo
$2,877today
  • 1beds
  • 1baths
  • 602sqft

13303 Rancho Penasquitos Blvd. #A204, San Diego

10336 Greenford, San Diego, CA, 92126 — assumable FHA mortgage at 5.14%
FHA
Active
14
$949,000$754,303 equity gap
Rate
5.14%
7.18%today
Payment
$1,714/mo
$2,129today
  • 4beds
  • 2baths
  • 1,320sqft

10336 Greenford, San Diego

581 Silver Berry Place, Encinitas, CA, 92024 — assumable VA mortgage at 6.58%
VA
Active
20
$880,000$252,980 equity gap
Rate
6.58%
7.18%today
Payment
$4,041/mo
$4,295today
  • 2beds
  • 2baths
  • 929sqft

581 Silver Berry Place, Encinitas

7360 Calle Cristobal #108, San Diego, CA, 92126 — assumable VA mortgage at 6.50%
VA
Active
47
$628,888$628,888 equity gap
Rate
6.50%
7.18%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,114sqft

7360 Calle Cristobal #108, San Diego

Assuming a mortgage in Solana Beach

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$528/mo
Median cash to assume
$541,314
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.