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Assumable homes for sale in South Daytona, FL

20 homesFHA & VA loansrates from 2.67% vs 7.18% today

South Daytona assumption guide
2626 ATLANTIC Avenue #4050, Daytona Beach Shores, FL, 32118 — assumable VA mortgage at 2.97%
VA
Active
30
$249,900$52,320 equity gap
Rate
2.97%
7.18%today
Payment
$945/mo
$1,524today
  • 2beds
  • 2baths
  • 1,013sqft

2626 ATLANTIC Avenue #4050, Daytona Beach Shores

400 HOLLY Street, South Daytona, FL, 32119 — assumable FHA mortgage at 2.67%
FHA
Active
19
$230,000$85,297 equity gap
Rate
2.67%
7.18%today
Payment
$674/mo
$1,131today
  • 3beds
  • 2baths
  • 1,050sqft

400 HOLLY Street, South Daytona

555 RIDGE Boulevard, South Daytona, FL, 32119 — assumable FHA mortgage at 2.73%
FHA
Active
38
$319,900$110,082 equity gap
Rate
2.73%
7.18%today
Payment
$980/mo
$1,630today
  • 3beds
  • 2baths
  • 1,320sqft

555 RIDGE Boulevard, South Daytona

630 OLIVE Street, South Daytona, FL, 32119 — assumable FHA mortgage at 2.98%
FHA
Active
22
$220,000$67,631 equity gap
Rate
2.98%
7.18%today
Payment
$723/mo
$1,164today
  • 3beds
  • 1baths
  • 882sqft

630 OLIVE Street, South Daytona

843 NILES Street, Daytona Beach, FL, 32114 — assumable FHA mortgage at 3.02%
FHA
Active
31
$220,000$90,654 equity gap
Rate
3.02%
7.18%today
Payment
$632/mo
$1,013today
  • 3beds
  • 2baths
  • 1,000sqft

843 NILES Street, Daytona Beach

907 SYCAMORE Street, Daytona Beach, FL, 32114 — assumable VA mortgage at 2.90%
VA
Active
$325,950$187,775 equity gap
Rate
2.90%
7.18%today
Payment
$645/mo
$1,050today
  • 4beds
  • 3baths
  • 1,274sqft

907 SYCAMORE Street, Daytona Beach

706 BOSTON Avenue, South Daytona, FL, 32119 — assumable FHA mortgage at 3.54%
FHA
Active
62
$299,900$206,282 equity gap
Rate
3.54%
7.18%today
Payment
$620/mo
$931today
  • 3beds
  • 2baths
  • 2,086sqft

706 BOSTON Avenue, South Daytona

2005 ORIOLE Lane, South Daytona, FL, 32119 — assumable VA mortgage at 5.09%
VA
Active
39
$299,900$31,839 equity gap
Rate
5.09%
7.18%today
Payment
$1,556/mo
$1,944today
  • 3beds
  • 2baths
  • 1,172sqft

2005 ORIOLE Lane, South Daytona

1110 MONTICELLO Lane #1, Port Orange, FL, 32129 — assumable FHA mortgage at 5.30%
FHA
Active
59
$279,000$44,717 equity gap
Rate
5.30%
7.18%today
Payment
$1,385/mo
$1,690today
  • 2beds
  • 2baths
  • 1,039sqft

1110 MONTICELLO Lane #1, Port Orange

780 BENNETT Road, South Daytona, FL, 32119 — assumable FHA mortgage at 6.63%
FHA
Active
11
$248,800Potential short sale
Rate
6.63%
7.18%today
Payment
$1,620/mo
$1,713today
  • 3beds
  • 2baths
  • 1,264sqft

780 BENNETT Road, South Daytona

918 WELLS Drive, South Daytona, FL, 32119 — assumable FHA mortgage at 6.65%
FHA
Active
44
$355,000$3,839 equity gap
Rate
6.65%
7.18%today
Payment
$2,288/mo
$2,414today
  • 3beds
  • 2baths
  • 1,687sqft

918 WELLS Drive, South Daytona

2334 CITRUS Avenue, South Daytona, FL, 32119 — assumable VA mortgage at 6.71%
VA
Active
56
$389,000$5,731 equity gap
Rate
6.71%
7.18%today
Payment
$2,567/mo
$2,692today
  • 3beds
  • 2baths
  • 1,960sqft

2334 CITRUS Avenue, South Daytona

526 DORSET Circle, South Daytona, FL, 32119 — assumable VA mortgage at 5.30%
VA
Active
46
$289,000$63,236 equity gap
Rate
5.30%
7.18%today
Payment
$1,341/mo
$1,635today
  • 3beds
  • 2baths
  • 1,368sqft

526 DORSET Circle, South Daytona

2824 OAK LEA Drive, South Daytona, FL, 32119 — assumable VA mortgage at 6.50%
VA
Active
33
$365,000$31,005 equity gap
Rate
6.50%
7.18%today
Payment
$2,137/mo
$2,290today
  • 3beds
  • 3baths
  • 1,461sqft

2824 OAK LEA Drive, South Daytona

583 CAMBRIDGE Circle, South Daytona, FL, 32119 — assumable VA mortgage at 6.71%
VA
Active
30
$299,900$23,106 equity gap
Rate
6.71%
7.18%today
Payment
$1,854/mo
$1,944today
  • 4beds
  • 2baths
  • 1,606sqft

583 CAMBRIDGE Circle, South Daytona

736 CAROLINE Street, Daytona Beach, FL, 32114 — assumable VA mortgage at 7.17%
VA
Active
29
$215,900$15,494 equity gap
Rate
7.17%
7.18%today
Payment
$1,388/mo
$1,390today
  • 3beds
  • 2baths
  • 850sqft

736 CAROLINE Street, Daytona Beach

921 ASPEN Drive, South Daytona, FL, 32119 — assumable FHA mortgage at 7.76%
FHA
Active
42
$249,000$20,388 equity gap
Rate
7.76%
7.18%today
Payment
$1,683/mo
$1,590today
  • 2beds
  • 1baths
  • 920sqft

921 ASPEN Drive, South Daytona

920 BOULDER Drive, South Daytona, FL, 32119 — assumable FHA mortgage at 6.33%
FHA
Active
11
$159,900$23,929 equity gap
Rate
6.33%
7.18%today
Payment
$884/mo
$964today
  • 2beds
  • 1baths
  • 920sqft

920 BOULDER Drive, South Daytona

1197 SOUTHFORK Court, Port Orange, FL, 32129 — assumable VA mortgage at 6.36%
VA
Active
35
$369,900$43,197 equity gap
Rate
6.36%
7.18%today
Payment
$2,130/mo
$2,317today
  • 3beds
  • 3baths
  • 1,853sqft

1197 SOUTHFORK Court, Port Orange

553 LANVALE Avenue, Daytona Beach, FL, 32114 — assumable FHA mortgage at 5.03%
FHA
Active
21
$199,000$140,506 equity gap
Rate
5.03%
7.18%today
Payment
$524/mo
$659today
  • 2beds
  • 2baths
  • 1,050sqft

553 LANVALE Avenue, Daytona Beach

Assuming a mortgage in South Daytona

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$524/mo
Median cash to assume
$44,717
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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