Assumable homes for sale in Spreckels, CA

5 homesVA & FHA loansrates from 2.87% vs 7.18% today

Spreckels assumption guide

931 Sage Court, Salinas, CA, 93905 — assumable VA mortgage at 2.87%

Active

$799,000$269,730 equity gap

Rate: 2.87%; ~~7.18%~~today
Payment: $2,474/mo; ~~$4,043~~today

4beds
3baths
1,806sqft

931 Sage Court, Salinas

18015 McDowell Street, Marina, CA, 93933 — assumable VA mortgage at 3.47%

Active

$950,000$609,414 equity gap

Rate: 3.47%; ~~7.18%~~today
Payment: $1,760/mo; ~~$2,665~~today

3beds
2baths
1,716sqft

18015 McDowell Street, Marina

394 Mesa Road, Salinas, CA, 93908 — assumable VA mortgage at 6.12%

Active

$1,185,000$51,204 equity gap

Rate: 6.12%; ~~7.18%~~today
Payment: $7,045/mo; ~~$7,858~~today

6beds
4baths
2,700sqft

394 Mesa Road, Salinas

19307 Stonehenge Lane, Marina, CA, 93933 — assumable FHA mortgage at 6.35%

FHA

Active

$865,250Potential short sale

Rate: 6.35%; ~~7.18%~~today
Payment: $5,531/mo; ~~$6,021~~today

3beds
3baths
1,866sqft

19307 Stonehenge Lane, Marina

3080 Crumpton Lane #21, Marina, CA, 93933 — assumable VA mortgage at 7.08%

Active

$799,999$86,789 equity gap

Rate: 7.08%; ~~7.18%~~today
Payment: $4,933/mo; ~~$4,982~~today

3beds
2baths
1,302sqft

3080 Crumpton Lane #21, Marina

Assuming a mortgage in Spreckels

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate: 2.87%
Lowest existing payment: $1,760/mo
Median cash to assume: $178,259