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Assumable homes for sale in Sun City, AZ

200 homesFHA & VA loansrates from 2.12% vs 7.18% today

Sun City assumption guide
8803 Orchid Lane, Peoria, AZ, 85345 — assumable VA mortgage at 2.50%
VA
Active
12
$409,999$90,070 equity gap
Rate
2.50%
7.18%today
Payment
$1,442/mo
$2,473today
  • 3beds
  • 2baths
  • 1,931sqft

8803 Orchid Lane, Peoria

15762 CHERYL Drive, Waddell, AZ, 85355 — assumable VA mortgage at 3.49%
VA
Active
45
$568,900$47,376 equity gap
Rate
3.49%
7.18%today
Payment
$2,377/mo
$3,590today
  • 3beds
  • 3baths
  • 2,507sqft

15762 CHERYL Drive, Waddell

10708 CAMELOT Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.99%
VA
Active
35
$330,000$71,819 equity gap
Rate
2.99%
7.18%today
Payment
$1,220/mo
$1,963today
  • 2beds
  • 2baths
  • 1,656sqft

10708 CAMELOT Circle, Sun City

6330 SANDRA Terrace, Glendale, AZ, 85306 — assumable FHA mortgage at 3.00%
FHA
Active
22
$379,900$101,322 equity gap
Rate
3.00%
7.18%today
Payment
$1,345/mo
$2,162today
  • 3beds
  • 2baths
  • 1,394sqft

6330 SANDRA Terrace, Glendale

7821 CHOLLA Street, Peoria, AZ, 85345 — assumable FHA mortgage at 2.25%
FHA
Active
35
$450,000$140,766 equity gap
Rate
2.25%
7.18%today
Payment
$1,345/mo
$2,384today
  • 4beds
  • 3baths
  • 2,075sqft

7821 CHOLLA Street, Peoria

13041 ESTERO Lane, Litchfield Park, AZ, 85340 — assumable VA mortgage at 2.25%
VA
Active
43
$505,000$227,665 equity gap
Rate
2.25%
7.18%today
Payment
$1,237/mo
$2,193today
  • 5beds
  • 2baths
  • 2,684sqft

13041 ESTERO Lane, Litchfield Park

5819 WETHERSFIELD Drive, Glendale, AZ, 85304 — assumable VA mortgage at 2.25%
VA
Active
37
$575,000$288,824 equity gap
Rate
2.25%
7.18%today
Payment
$1,251/mo
$2,217today
  • 5beds
  • 3baths
  • 3,055sqft

5819 WETHERSFIELD Drive, Glendale

14458 POWDERHORN Drive, Surprise, AZ, 85374 — assumable VA mortgage at 4.875%
VA
Active
70
$525,000$92,154 equity gap
Rate
4.875%
7.18%today
Payment
$2,341/mo
$2,997today
  • 3beds
  • 3baths
  • 2,114sqft

14458 POWDERHORN Drive, Surprise

13621 TUCKEY Court, Glendale, AZ, 85307 — assumable VA mortgage at 3.75%
VA
Active
145
$1,199,900$520,328 equity gap
Rate
3.75%
7.18%today
Payment
$3,590/mo
$5,251today
  • 4beds
  • 4baths
  • 3,935sqft

13621 TUCKEY Court, Glendale

9960 ROSS Avenue, Peoria, AZ, 85382 — assumable FHA mortgage at 3.875%
FHA
Active
55
$480,000$266,931 equity gap
Rate
3.875%
7.18%today
Payment
$1,247/mo
$1,796today
  • 3beds
  • 2baths
  • 1,618sqft

9960 ROSS Avenue, Peoria

7051 LINCOLN Street, Peoria, AZ, 85345 — assumable FHA mortgage at 2.84%
FHATop pick
Active
25
$299,000$11,114 equity gap
Rate
2.84%
7.18%today
Payment
$1,338/mo
$2,195today
  • 3beds
  • 3baths
  • 1,744sqft

7051 LINCOLN Street, Peoria

11531 JEROME Street, Surprise, AZ, 85388 — assumable VA mortgage at 3.14%
VATop pick
Active
71
$569,850Potential short sale
Rate
3.14%
7.18%today
Payment
$2,824/mo
$4,457today
  • 2beds
  • 3baths
  • 2,289sqft

11531 JEROME Street, Surprise

4051 PALOMINO Road, Phoenix, AZ, 85019 — assumable FHA mortgage at 2.87%
FHATop pick
Active
26
$162,500$12,710 equity gap
Rate
2.87%
7.18%today
Payment
$700/mo
$1,144today
  • 2beds
  • 1baths
  • 924sqft

4051 PALOMINO Road, Phoenix

3746 EVA Street, Phoenix, AZ, 85051 — assumable FHA mortgage at 2.99%
FHATop pick
Active
41
$360,000$31,236 equity gap
Rate
2.99%
7.18%today
Payment
$1,550/mo
$2,494today
  • 3beds
  • 2baths
  • 1,538sqft

3746 EVA Street, Phoenix

6524 DESERT COVE Avenue, Glendale, AZ, 85304 — assumable FHA mortgage at 3.12%
FHATop pick
Active
34
$360,000$32,761 equity gap
Rate
3.12%
7.18%today
Payment
$1,555/mo
$2,461today
  • 3beds
  • 2baths
  • 1,299sqft

6524 DESERT COVE Avenue, Glendale

6331 31ST Drive, Phoenix, AZ, 85017 — assumable FHA mortgage at 2.77%
FHA
Active
34
$390,000$68,376 equity gap
Rate
2.77%
7.18%today
Payment
$1,487/mo
$2,461today
  • 3beds
  • 2baths
  • 1,881sqft

6331 31ST Drive, Phoenix

5002 41ST Avenue, Phoenix, AZ, 85019 — assumable FHA mortgage at 2.87%
FHA
Active
17
$157,500$19,902 equity gap
Rate
2.87%
7.18%today
Payment
$643/mo
$1,051today
  • 2beds
  • 1baths
  • 924sqft

5002 41ST Avenue, Phoenix

4136 CORRINE Drive, Phoenix, AZ, 85029 — assumable FHA mortgage at 2.87%
FHA
Active
42
$355,000$58,902 equity gap
Rate
2.87%
7.18%today
Payment
$1,384/mo
$2,262today
  • 3beds
  • 2baths
  • 1,248sqft

4136 CORRINE Drive, Phoenix

12419 SAN MIGUEL Avenue, Litchfield Park, AZ, 85340 — assumable FHA mortgage at 2.87%
FHA
Active
38
$399,900$67,037 equity gap
Rate
2.87%
7.18%today
Payment
$1,553/mo
$2,537today
  • 4beds
  • 3baths
  • 2,272sqft

12419 SAN MIGUEL Avenue, Litchfield Park

8617 EL CAMINITO Drive, Peoria, AZ, 85345 — assumable FHA mortgage at 2.90%
FHA
Active
16
$370,000$55,439 equity gap
Rate
2.90%
7.18%today
Payment
$1,475/mo
$2,401today
  • 3beds
  • 2baths
  • 1,333sqft

8617 EL CAMINITO Drive, Peoria

9831 WRANGLER Drive, Sun City, AZ, 85373 — assumable VA mortgage at 2.98%
VA
Active
17
$299,900$61,906 equity gap
Rate
2.98%
7.18%today
Payment
$1,131/mo
$1,822today
  • 2beds
  • 2baths
  • 1,955sqft

9831 WRANGLER Drive, Sun City

10963 COGGINS Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.00%
FHA
Active
29
$151,995$26,842 equity gap
Rate
3.00%
7.18%today
Payment
$600/mo
$964today
  • 1beds
  • 1baths
  • 994sqft

10963 COGGINS Drive, Sun City

3214 MOHAWK Lane, Phoenix, AZ, 85027 — assumable VA mortgage at 3.05%
VA
Active
30
$360,000$60,001 equity gap
Rate
3.05%
7.18%today
Payment
$1,421/mo
$2,269today
  • 2beds
  • 2baths
  • 1,056sqft

3214 MOHAWK Lane, Phoenix

17611 CALAVAR Road, Surprise, AZ, 85388 — assumable FHA mortgage at 3.55%
FHA
Active
37
$399,900$7,271 equity gap
Rate
3.55%
7.18%today
Payment
$1,952/mo
$2,927today
  • 5beds
  • 3baths
  • 2,425sqft

17611 CALAVAR Road, Surprise

12008 LARKSPUR Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.07%
FHA
Active
26
$310,000$46,041 equity gap
Rate
3.07%
7.18%today
Payment
$1,253/mo
$1,995today
  • 2beds
  • 2baths
  • 956sqft

12008 LARKSPUR Road, El Mirage

13423 IRONWOOD Street, Surprise, AZ, 85374 — assumable FHA mortgage at 3.07%
FHA
Active
23
$399,000$63,467 equity gap
Rate
3.07%
7.18%today
Payment
$1,593/mo
$2,537today
  • 3beds
  • 3baths
  • 2,118sqft

13423 IRONWOOD Street, Surprise

11802 HACIENDA Drive, Sun City, AZ, 85351 — assumable VA mortgage at 3.08%
VA
Active
21
$270,000$45,489 equity gap
Rate
3.08%
7.18%today
Payment
$1,086/mo
$1,727today
  • 2beds
  • 2baths
  • 1,371sqft

11802 HACIENDA Drive, Sun City

6327 34TH Lane, Phoenix, AZ, 85017 — assumable VA mortgage at 3.09%
VA
Active
28
$320,000$46,728 equity gap
Rate
3.09%
7.18%today
Payment
$1,300/mo
$2,065today
  • 3beds
  • 2baths
  • 1,557sqft

6327 34TH Lane, Phoenix

10433 LAURIE Lane, Peoria, AZ, 85345 — assumable FHA mortgage at 3.10%
FHA
Active
35
$339,900$57,587 equity gap
Rate
3.10%
7.18%today
Payment
$1,342/mo
$2,129today
  • 2beds
  • 2baths
  • 1,243sqft

10433 LAURIE Lane, Peoria

12842 ASTER Drive, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.25%
FHA
Active
27
$400,000$71,166 equity gap
Rate
3.25%
7.18%today
Payment
$1,602/mo
$2,494today
  • 3beds
  • 2baths
  • 1,990sqft

12842 ASTER Drive, El Mirage

11002 DEANNE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.45%
FHA
Active
12
$325,000$40,473 equity gap
Rate
3.45%
7.18%today
Payment
$1,402/mo
$2,129today
  • 3beds
  • 2baths
  • 2,156sqft

11002 DEANNE Drive, Sun City

11436 HAGEN Drive, Sun City, AZ, 85351 — assumable VA mortgage at 2.37%
VA
Active
44
$250,000$67,100 equity gap
Rate
2.37%
7.18%today
Payment
$803/mo
$1,400today
  • 2beds
  • 1baths
  • 984sqft

11436 HAGEN Drive, Sun City

4340 MICHIGAN Avenue, Glendale, AZ, 85308 — assumable VA mortgage at 2.66%
VA
Active
48
$399,000$83,474 equity gap
Rate
2.66%
7.18%today
Payment
$1,465/mo
$2,460today
  • 3beds
  • 2baths
  • 1,739sqft

4340 MICHIGAN Avenue, Glendale

15250 PIERSON Street, Goodyear, AZ, 85395 — assumable VA mortgage at 2.78%
VA
Active
54
$655,000$169,627 equity gap
Rate
2.78%
7.18%today
Payment
$2,241/mo
$3,705today
  • 7beds
  • 3baths
  • 3,290sqft

15250 PIERSON Street, Goodyear

10007 MOUNTAIN VIEW Road, Sun City, AZ, 85351 — assumable VA mortgage at 2.79%
VA
Active
37
$225,000$50,803 equity gap
Rate
2.79%
7.18%today
Payment
$821/mo
$1,355today
  • 2beds
  • 2baths
  • 1,348sqft

10007 MOUNTAIN VIEW Road, Sun City

8927 PARADISE Drive, Peoria, AZ, 85345 — assumable FHA mortgage at 2.81%
FHA
Active
31
$392,000$106,532 equity gap
Rate
2.81%
7.18%today
Payment
$1,341/mo
$2,208today
  • 3beds
  • 2baths
  • 1,575sqft

8927 PARADISE Drive, Peoria

Assuming a mortgage in Sun City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour. 10 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.12%
Lowest existing payment
$394/mo
Median cash to assume
$146,689
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Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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