Assumable homes for sale in Sun City, AZ

36 homesFHA & VA loansrates from 2.65% vs 7.18% today

Sun City assumption guide
9960 ROSS Avenue, Peoria, AZ, 85382 — assumable FHA mortgage at 3.875%
FHA
Active
55
$480,000$266,931 equity gap
Rate
3.875%
7.18%today
Payment
$1,247/mo
$1,796today
  • 3beds
  • 2baths
  • 1,618sqft

9960 ROSS Avenue, Peoria

9831 WRANGLER Drive, Sun City, AZ, 85373 — assumable VA mortgage at 2.98%
VA
Active
17
$299,900$61,906 equity gap
Rate
2.98%
7.18%today
Payment
$1,131/mo
$1,822today
  • 2beds
  • 2baths
  • 1,955sqft

9831 WRANGLER Drive, Sun City

11129 JACARANDA Drive, Sun City, AZ, 85373 — assumable VA mortgage at 3.11%
VA
Active
57
$264,900$63,132 equity gap
Rate
3.11%
7.18%today
Payment
$958/mo
$1,518today
  • 2beds
  • 2baths
  • 1,466sqft

11129 JACARANDA Drive, Sun City

19043 98TH Lane, Peoria, AZ, 85382 — assumable VA mortgage at 2.98%
VA
Active
34
$379,000$129,378 equity gap
Rate
2.98%
7.18%today
Payment
$1,173/mo
$1,890today
  • 2beds
  • 2baths
  • 1,304sqft

19043 98TH Lane, Peoria

9648 ROSEMONTE Drive, Peoria, AZ, 85382 — assumable VA mortgage at 3.06%
VA
Active
20
$400,000$153,015 equity gap
Rate
3.06%
7.18%today
Payment
$1,190/mo
$1,897today
  • 2beds
  • 2baths
  • 1,738sqft

9648 ROSEMONTE Drive, Peoria

18414 104TH Avenue, Sun City, AZ, 85373 — assumable VA mortgage at 4.16%
VA
Active
46
$385,000$77,027 equity gap
Rate
4.16%
7.18%today
Payment
$1,629/mo
$2,267today
  • 2beds
  • 2baths
  • 1,577sqft

18414 104TH Avenue, Sun City

10826 MEADE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 2.65%
FHA
Active
61
$340,000$327,465 equity gap
Rate
2.65%
7.18%today
Payment
$201/mo
$339today
  • 2beds
  • 2baths
  • 1,636sqft

10826 MEADE Drive, Sun City

20000 108TH Lane, Peoria, AZ, 85373 — assumable VA mortgage at 2.87%
VA
Active
40
$325,000$179,495 equity gap
Rate
2.87%
7.18%today
Payment
$693/mo
$1,132today
  • 2beds
  • 2baths
  • 1,120sqft

20000 108TH Lane, Peoria

20914 94TH Lane, Peoria, AZ, 85382 — assumable FHA mortgage at 3.41%
FHA
Active
39
$410,000$326,829 equity gap
Rate
3.41%
7.18%today
Payment
$556/mo
$848today
  • 3beds
  • 2baths
  • 1,679sqft

20914 94TH Lane, Peoria

21635 102ND Avenue, Peoria, AZ, 85382 — assumable VA mortgage at 4.99%
VA
Active
35
$529,900$30,777 equity gap
Rate
4.99%
7.18%today
Payment
$2,820/mo
$3,562today
  • 4beds
  • 2baths
  • 1,695sqft

21635 102ND Avenue, Peoria

10908 MARCO POLO Road, Sun City, AZ, 85373 — assumable FHA mortgage at 3.60%
FHA
Active
52
$460,000$236,679 equity gap
Rate
3.60%
7.18%today
Payment
$1,841/mo
$2,744today
  • 2beds
  • 2baths
  • 1,787sqft

10908 MARCO POLO Road, Sun City

9530 APPALOOSA Drive, Sun City, AZ, 85373 — assumable FHA mortgage at 3.64%
FHA
Active
16
$328,900$188,379 equity gap
Rate
3.64%
7.18%today
Payment
$744/mo
$1,103today
  • 2beds
  • 2baths
  • 1,448sqft

9530 APPALOOSA Drive, Sun City

10846 BEAUBIEN Drive, Sun City, AZ, 85373 — assumable VA mortgage at 3.72%
VA
Active
45
$330,000$146,296 equity gap
Rate
3.72%
7.18%today
Payment
$980/mo
$1,439today
  • 3beds
  • 2baths
  • 1,309sqft

10846 BEAUBIEN Drive, Sun City

9153 UTOPIA Road, Peoria, AZ, 85382 — assumable VA mortgage at 5.13%
VA
Active
46
$490,000$52,198 equity gap
Rate
5.13%
7.18%today
Payment
$2,540/mo
$3,158today
  • 3beds
  • 2baths
  • 1,880sqft

9153 UTOPIA Road, Peoria

10005 HUTTON Drive, Sun City, AZ, 85351 — assumable VA mortgage at 3.99%
VA
Active
44
$206,000$102,419 equity gap
Rate
3.99%
7.18%today
Payment
$599/mo
$850today
  • 2beds
  • 2baths
  • 1,210sqft

10005 HUTTON Drive, Sun City

9414 ROSS Avenue, Peoria, AZ, 85382 — assumable FHA mortgage at 6.13%
FHA
Active
33
$489,000$20,326 equity gap
Rate
6.13%
7.18%today
Payment
$2,985/mo
$3,326today
  • 3beds
  • 2baths
  • 1,679sqft

9414 ROSS Avenue, Peoria

10621 SANDS Drive, Peoria, AZ, 85383 — assumable VA mortgage at 6.50%
VA
Active
53
$525,000Potential short sale
Rate
6.50%
7.18%today
Payment
$3,446/mo
$3,693today
  • 4beds
  • 3baths
  • 3,172sqft

10621 SANDS Drive, Peoria

17444 BOSWELL Boulevard, Sun City, AZ, 85373 — assumable FHA mortgage at 7.04%
FHA
Active
33
$189,900$6,232 equity gap
Rate
7.04%
7.18%today
Payment
$1,247/mo
$1,265today
  • 1beds
  • 1baths
  • 987sqft

17444 BOSWELL Boulevard, Sun City

11340 MADISEN ELLISE Drive, Surprise, AZ, 85378 — assumable FHA mortgage at 5.81%
FHA
Active
35
$319,000$36,965 equity gap
Rate
5.81%
7.18%today
Payment
$1,759/mo
$2,029today
  • 3beds
  • 2baths
  • 1,060sqft

11340 MADISEN ELLISE Drive, Surprise

10243 BURNS Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 6.08%
FHA
Active
23
$295,000$40,447 equity gap
Rate
6.08%
7.18%today
Payment
$1,575/mo
$1,765today
  • 3beds
  • 2baths
  • 1,465sqft

10243 BURNS Drive, Sun City

21354 105TH Avenue, Peoria, AZ, 85382 — assumable FHA mortgage at 6.28%
FHA
Active
43
$580,000$93,031 equity gap
Rate
6.28%
7.18%today
Payment
$3,139/mo
$3,443today
  • 4beds
  • 2baths
  • 1,695sqft

21354 105TH Avenue, Peoria

9525 CEDAR HILL Circle, Sun City, AZ, 85351 — assumable FHA mortgage at 6.34%
FHA
Active
55
$297,820$43,690 equity gap
Rate
6.34%
7.18%today
Payment
$1,648/mo
$1,796today
  • 3beds
  • 2baths
  • 1,740sqft

9525 CEDAR HILL Circle, Sun City

9617 Glen Oaks Circle, Sun City, AZ, 85351 — assumable FHA mortgage at 6.50%
FHA
Active
33
$399,990$52,788 equity gap
Rate
6.50%
7.18%today
Payment
$2,235/mo
$2,395today
  • 3beds
  • 2baths
  • 2,000sqft

9617 Glen Oaks Circle, Sun City

10702 WILLOWBROOK Drive, Sun City, AZ, 85373 — assumable VA mortgage at 6.54%
VA
Active
47
$349,900$61,891 equity gap
Rate
6.54%
7.18%today
Payment
$1,904/mo
$2,032today
  • 2beds
  • 2baths
  • 1,385sqft

10702 WILLOWBROOK Drive, Sun City

11021 TONTO Lane, Peoria, AZ, 85373 — assumable VA mortgage at 6.69%
VA
Active
41
$437,500$44,467 equity gap
Rate
6.69%
7.18%today
Payment
$2,578/mo
$2,710today
  • 3beds
  • 2baths
  • 1,577sqft

11021 TONTO Lane, Peoria

9538 WILLOWBROOK Drive, Sun City, AZ, 85373 — assumable VA mortgage at 6.95%
VA
Active
29
$349,900$38,753 equity gap
Rate
6.95%
7.18%today
Payment
$2,121/mo
$2,171today
  • 2beds
  • 1baths
  • 1,232sqft

9538 WILLOWBROOK Drive, Sun City

22039 98TH Lane, Peoria, AZ, 85383 — assumable VA mortgage at 5.89%
VA
Active
88
$640,000$152,602 equity gap
Rate
5.89%
7.18%today
Payment
$3,051/mo
$3,489today
  • 3beds
  • 3baths
  • 1,940sqft

22039 98TH Lane, Peoria

9871 PICACHO Court, Sun City, AZ, 85373 — assumable FHA mortgage at 6.30%
FHA
Active
39
$435,000$100,177 equity gap
Rate
6.30%
7.18%today
Payment
$2,078/mo
$2,275today
  • 3beds
  • 2baths
  • 1,839sqft

9871 PICACHO Court, Sun City

10925 HIBISCUS Drive, Sun City, AZ, 85373 — assumable FHA mortgage at 6.34%
FHA
Active
51
$400,000$103,600 equity gap
Rate
6.34%
7.18%today
Payment
$1,920/mo
$2,092today
  • 2beds
  • 2baths
  • 2,425sqft

10925 HIBISCUS Drive, Sun City

18230 ORGAN PIPE Drive, Sun City, AZ, 85373 — assumable FHA mortgage at 6.50%
FHA
Active
28
$381,999$79,626 equity gap
Rate
6.50%
7.18%today
Payment
$1,994/mo
$2,137today
  • 3beds
  • 2baths
  • 1,586sqft

18230 ORGAN PIPE Drive, Sun City

21261 91ST Lane, Peoria, AZ, 85382 — assumable FHA mortgage at 6.73%
FHA
Active
33
$699,900$181,462 equity gap
Rate
6.73%
7.18%today
Payment
$3,491/mo
$3,653today
  • 4beds
  • 3baths
  • 3,086sqft

21261 91ST Lane, Peoria

15630 Lakeforest Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 6.76%
FHA
Active
21
$195,000$45,818 equity gap
Rate
6.76%
7.18%today
Payment
$983/mo
$1,025today
  • 2beds
  • 2baths
  • 1,204sqft

15630 Lakeforest Drive, Sun City

9218 SAINT JOHN Road, Peoria, AZ, 85382 — assumable VA mortgage at 6.95%
VA
Active
40
$467,900$122,507 equity gap
Rate
6.95%
7.18%today
Payment
$2,355/mo
$2,410today
  • 3beds
  • 2baths
  • 1,681sqft

9218 SAINT JOHN Road, Peoria

9716 TONTO Lane, Peoria, AZ, 85382 — assumable VA mortgage at 6.93%
VA
Active
28
$344,000Potential short sale
Rate
6.93%
7.18%today
Payment
$2,491/mo
$2,554today
  • 2beds
  • 2baths
  • 1,291sqft

9716 TONTO Lane, Peoria

11047 Fargo Drive, Sun City, AZ, 85351 — assumable VA mortgage at 7.09%
VA
Active
33
$315,000$283,553 equity gap
Rate
7.09%
7.18%today
Payment
$671/mo
$677today
  • 3beds
  • 2baths
  • 1,465sqft

11047 Fargo Drive, Sun City

10026 OCOTILLO Drive, Sun City, AZ, 85373 — assumable FHA mortgage at 7.98%
FHA
Active
38
$204,900$201,010 equity gap
Rate
7.98%
7.18%today
Payment
$571/mo
$528today
  • 2beds
  • 2baths
  • 1,221sqft

10026 OCOTILLO Drive, Sun City

Assuming a mortgage in Sun City

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour. 1 of the 36 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.65%
Lowest existing payment
$556/mo
Median cash to assume
$96,604
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Equal Housing Opportunity

eXp Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.