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Assumable homes for sale in Tarpon Springs, FL

188 homesFHA & VA loansrates from 2.66% vs 7.18% today

Tarpon Springs assumption guide
3207 COLDWELL Drive, Holiday, FL, 34691 — assumable VA mortgage at 3.07%
VATop pick
Active
44
$270,000$26,543 equity gap
Rate
3.07%
7.18%today
Payment
$1,153/mo
$1,836today
  • 3beds
  • 2baths
  • 1,302sqft

3207 COLDWELL Drive, Holiday

6518 SAND SHORE Lane, New Port Richey, FL, 34652 — assumable VA mortgage at 2.83%
VA
Active
85
$320,000$65,635 equity gap
Rate
2.83%
7.18%today
Payment
$1,195/mo
$1,962today
  • 3beds
  • 3baths
  • 1,972sqft

6518 SAND SHORE Lane, New Port Richey

3313 BRIAR CLIFF Drive, Holiday, FL, 34691 — assumable FHA mortgage at 2.86%
FHA
Active
25
$239,900$33,070 equity gap
Rate
2.86%
7.18%today
Payment
$964/mo
$1,576today
  • 3beds
  • 2baths
  • 1,417sqft

3313 BRIAR CLIFF Drive, Holiday

403 BLUE MARLIN Drive, Oldsmar, FL, 34677 — assumable VA mortgage at 3.03%
VA
Active
38
$167,900$22,602 equity gap
Rate
3.03%
7.18%today
Payment
$711/mo
$1,137today
  • 2beds
  • 2baths
  • 1,078sqft

403 BLUE MARLIN Drive, Oldsmar

6131 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.12%
FHA
Active
39
$345,000$55,405 equity gap
Rate
3.12%
7.18%today
Payment
$1,379/mo
$2,183today
  • 4beds
  • 3baths
  • 1,870sqft

6131 SPRING CRAYFISH Avenue, New Port Richey

6362 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable VA mortgage at 3.13%
VA
Active
48
$340,000$59,398 equity gap
Rate
3.13%
7.18%today
Payment
$1,362/mo
$2,152today
  • 4beds
  • 3baths
  • 2,584sqft

6362 SPIDER LILY Way, New Port Richey

4312 BEACON SQUARE Drive, Holiday, FL, 34691 — assumable VA mortgage at 3.69%
VA
Active
34
$208,000Potential short sale
Rate
3.69%
7.18%today
Payment
$1,049/mo
$1,545today
  • 2beds
  • 1baths
  • 816sqft

4312 BEACON SQUARE Drive, Holiday

6139 APPLE SNAIL Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.45%
FHA
Active
38
$338,900$45,242 equity gap
Rate
3.45%
7.18%today
Payment
$1,444/mo
$2,192today
  • 4beds
  • 3baths
  • 1,870sqft

6139 APPLE SNAIL Avenue, New Port Richey

4883 BREEZE Circle, Palm Harbor, FL, 34683 — assumable VA mortgage at 2.78%
VA
Active
22
$665,000$138,153 equity gap
Rate
2.78%
7.18%today
Payment
$2,439/mo
$4,031today
  • 4beds
  • 3baths
  • 2,499sqft

4883 BREEZE Circle, Palm Harbor

8 CITRUS Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.95%
VA
Active
42
$639,000$174,777 equity gap
Rate
2.95%
7.18%today
Payment
$2,199/mo
$3,557today
  • 4beds
  • 4baths
  • 2,094sqft

8 CITRUS Drive, Palm Harbor

201 LAGOON Drive, Palm Harbor, FL, 34683 — assumable VA mortgage at 3.10%
VA
Active
50
$899,000$265,584 equity gap
Rate
3.10%
7.18%today
Payment
$3,017/mo
$4,786today
  • 4beds
  • 3baths
  • 2,764sqft

201 LAGOON Drive, Palm Harbor

3920 BEACON SQUARE Drive, Holiday, FL, 34691 — assumable FHA mortgage at 3.625%
FHA
Active
17
$224,900$35,692 equity gap
Rate
3.625%
7.18%today
Payment
$952/mo
$1,414today
  • 2beds
  • 2baths
  • 992sqft

3920 BEACON SQUARE Drive, Holiday

3029 JACOB CROSSING Lane, Holiday, FL, 34691 — assumable VA mortgage at 3.92%
VA
Active
53
$330,000$22,672 equity gap
Rate
3.92%
7.18%today
Payment
$1,587/mo
$2,274today
  • 3beds
  • 3baths
  • 1,813sqft

3029 JACOB CROSSING Lane, Holiday

6108 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable VA mortgage at 3.75%
VA
Active
57
$375,000$74,511 equity gap
Rate
3.75%
7.18%today
Payment
$1,527/mo
$2,233today
  • 4beds
  • 3baths
  • 1,870sqft

6108 SPRING CRAYFISH Avenue, New Port Richey

9772 TRUMPET VINE Loop, Trinity, FL, 34655 — assumable FHA mortgage at 2.73%
FHA
Active
28
$225,000$69,992 equity gap
Rate
2.73%
7.18%today
Payment
$724/mo
$1,204today
  • 3beds
  • 3baths
  • 1,364sqft

9772 TRUMPET VINE Loop, Trinity

4933 SHELL STREAM Boulevard, New Port Richey, FL, 34652 — assumable VA mortgage at 2.77%
VA
Active
82
$484,000$182,320 equity gap
Rate
2.77%
7.18%today
Payment
$1,415/mo
$2,341today
  • 3beds
  • 2baths
  • 1,840sqft

4933 SHELL STREAM Boulevard, New Port Richey

2310 LISTON Circle, Palm Harbor, FL, 34683 — assumable FHA mortgage at 2.80%
FHA
Active
24
$339,900$115,948 equity gap
Rate
2.80%
7.18%today
Payment
$1,061/mo
$1,749today
  • 3beds
  • 2baths
  • 1,102sqft

2310 LISTON Circle, Palm Harbor

6388 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.81%
FHA
Active
48
$385,000$125,499 equity gap
Rate
2.81%
7.18%today
Payment
$1,219/mo
$2,007today
  • 4beds
  • 2baths
  • 1,936sqft

6388 SPIDER LILY Way, New Port Richey

6041 DUBLIN Drive, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.86%
FHA
Active
14
$250,000$92,914 equity gap
Rate
2.86%
7.18%today
Payment
$732/mo
$1,197today
  • 2beds
  • 1baths
  • 720sqft

6041 DUBLIN Drive, New Port Richey

1440 LAWNWOOD Court, Tarpon Springs, FL, 34689 — assumable FHA mortgage at 2.87%
FHA
Active
53
$449,000$165,321 equity gap
Rate
2.87%
7.18%today
Payment
$1,323/mo
$2,162today
  • 2beds
  • 2baths
  • 1,731sqft

1440 LAWNWOOD Court, Tarpon Springs

7828 LAKE PLACID Lane, New Port Richey, FL, 34655 — assumable VA mortgage at 2.94%
VA
Active
24
$360,000$141,361 equity gap
Rate
2.94%
7.18%today
Payment
$1,035/mo
$1,675today
  • 3beds
  • 2baths
  • 1,832sqft

7828 LAKE PLACID Lane, New Port Richey

502 FLORIDA Boulevard, Crystal Beach, FL, 34681 — assumable VA mortgage at 2.96%
VA
Active
65
$725,000$291,879 equity gap
Rate
2.96%
7.18%today
Payment
$2,103/mo
$3,396today
  • 3beds
  • 2baths
  • 1,875sqft

502 FLORIDA Boulevard, Crystal Beach

11092 WINDSOR PLACE Circle, Tampa, FL, 33626 — assumable FHA mortgage at 2.98%
FHA
Active
23
$329,000$122,849 equity gap
Rate
2.98%
7.18%today
Payment
$969/mo
$1,561today
  • 2beds
  • 2baths
  • 1,272sqft

11092 WINDSOR PLACE Circle, Tampa

1461 RIVER Circle, Tarpon Springs, FL, 34689 — assumable VA mortgage at 2.98%
VA
Active
68
$419,000$160,322 equity gap
Rate
2.98%
7.18%today
Payment
$1,232/mo
$1,985today
  • 3beds
  • 2baths
  • 1,722sqft

1461 RIVER Circle, Tarpon Springs

8231 MATTHEW Drive, New Port Richey, FL, 34653 — assumable VA mortgage at 2.98%
VA
Active
46
$339,900$119,607 equity gap
Rate
2.98%
7.18%today
Payment
$1,045/mo
$1,683today
  • 3beds
  • 2baths
  • 1,528sqft

8231 MATTHEW Drive, New Port Richey

1605 GULF Road, Tarpon Springs, FL, 34689 — assumable VA mortgage at 2.99%
VA
Active
53
$1,068,000$419,102 equity gap
Rate
2.99%
7.18%today
Payment
$3,074/mo
$4,945today
  • 4beds
  • 4baths
  • 3,835sqft

1605 GULF Road, Tarpon Springs

3459 WOODRIDGE Parkway, Palm Harbor, FL, 34684 — assumable VA mortgage at 3.11%
VA
Active
33
$1,125,000$399,201 equity gap
Rate
3.11%
7.18%today
Payment
$3,453/mo
$5,471today
  • 5beds
  • 3baths
  • 3,163sqft

3459 WOODRIDGE Parkway, Palm Harbor

2161 BRANDING IRON Court, New Port Richey, FL, 34655 — assumable VA mortgage at 3.29%
VA
Active
65
$470,000$169,783 equity gap
Rate
3.29%
7.18%today
Payment
$1,526/mo
$2,364today
  • 4beds
  • 3baths
  • 2,348sqft

2161 BRANDING IRON Court, New Port Richey

8115 MONTOCK Court, Trinity, FL, 34655 — assumable VA mortgage at 2.66%
VA
Active
54
$679,900$409,561 equity gap
Rate
2.66%
7.18%today
Payment
$1,381/mo
$2,231today
  • 4beds
  • 3baths
  • 2,515sqft

8115 MONTOCK Court, Trinity

2069 KINGFISHER Drive, Palm Harbor, FL, 34683 — assumable FHA mortgage at 2.71%
FHA
Active
49
$489,900$294,896 equity gap
Rate
2.71%
7.18%today
Payment
$913/mo
$1,523today
  • 3beds
  • 2baths
  • 1,751sqft

2069 KINGFISHER Drive, Palm Harbor

2595 FENCEPOST Drive, Odessa, FL, 33556 — assumable FHA mortgage at 2.71%
FHA
Active
59
$359,900$144,370 equity gap
Rate
2.71%
7.18%today
Payment
$1,009/mo
$1,683today
  • 3beds
  • 3baths
  • 1,441sqft

2595 FENCEPOST Drive, Odessa

3024 PINEVIEW Drive, Holiday, FL, 34691 — assumable FHA mortgage at 2.73%
FHA
Active
46
$475,000$297,507 equity gap
Rate
2.73%
7.18%today
Payment
$829/mo
$1,379today
  • 3beds
  • 2baths
  • 1,884sqft

3024 PINEVIEW Drive, Holiday

2704 TIMACQUA Drive, Holiday, FL, 34691 — assumable VA mortgage at 2.74%
VA
Active
60
$550,000$306,607 equity gap
Rate
2.74%
7.18%today
Payment
$1,138/mo
$1,890today
  • 5beds
  • 3baths
  • 2,547sqft

2704 TIMACQUA Drive, Holiday

1422 TAWNYBERRY Court, Trinity, FL, 34655 — assumable VA mortgage at 2.83%
VA
Active
31
$529,900$234,518 equity gap
Rate
2.83%
7.18%today
Payment
$1,404/mo
$2,306today
  • 4beds
  • 3baths
  • 2,268sqft

1422 TAWNYBERRY Court, Trinity

2211 PORTSIDE Passage, Palm Harbor, FL, 34685 — assumable VA mortgage at 2.84%
VA
Active
55
$409,000$229,154 equity gap
Rate
2.84%
7.18%today
Payment
$856/mo
$1,404today
  • 2beds
  • 2baths
  • 1,778sqft

2211 PORTSIDE Passage, Palm Harbor

3652 WESTCHESTER Drive, Holiday, FL, 34691 — assumable FHA mortgage at 2.84%
FHA
Active
37
$334,000$153,321 equity gap
Rate
2.84%
7.18%today
Payment
$860/mo
$1,410today
  • 3beds
  • 3baths
  • 2,197sqft

3652 WESTCHESTER Drive, Holiday

Assuming a mortgage in Tarpon Springs

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$321/mo
Median cash to assume
$126,695
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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