Assumable homes for sale in Templeton, CA

9 homesVA & FHA loansrates from 2.80% vs 7.18% today

Templeton assumption guide
1532 Sierra, Paso Robles, CA, 93446 — assumable FHA mortgage at 2.80%
FHA
Active
34
$488,000$122,708 equity gap
Rate
2.80%
7.18%today
Payment
$1,695/mo
$2,794today
  • 2beds
  • 2baths
  • 1,088sqft

1532 Sierra, Paso Robles

1071 Sylvia Circle, Paso Robles, CA, 93446 — assumable VA mortgage at 3.00%
VA
Active
32
$710,000$248,550 equity gap
Rate
3.00%
7.18%today
Payment
$2,193/mo
$3,524today
  • 4beds
  • 3baths
  • 1,639sqft

1071 Sylvia Circle, Paso Robles

5210 Fresno Avenue, Atascadero, CA, 93422 — assumable VA mortgage at 2.81%
VA
Active
30
$789,000$419,550 equity gap
Rate
2.81%
7.18%today
Payment
$1,744/mo
$2,872today
  • 3beds
  • 2baths
  • 1,668sqft

5210 Fresno Avenue, Atascadero

3570 Sibley Lane, Templeton, CA, 93465 — assumable VA mortgage at 2.88%
VA
Active
34
$2,150,000$1,460,201 equity gap
Rate
2.88%
7.18%today
Payment
$3,243/mo
$5,292today
  • 4beds
  • 4baths
  • 6,022sqft

3570 Sibley Lane, Templeton

675 Redondo Lane, Templeton, CA, 93465 — assumable VA mortgage at 3.05%
VA
Active
44
$998,000$735,347 equity gap
Rate
3.05%
7.18%today
Payment
$1,244/mo
$1,986today
  • 7beds
  • 4baths
  • 2,688sqft

675 Redondo Lane, Templeton

726 Gough Avenue, Templeton, CA, 93465 — assumable FHA mortgage at 3.24%
FHA
Active
32
$695,000$642,159 equity gap
Rate
3.24%
7.18%today
Payment
$265/mo
$413today
  • 4beds
  • 2baths
  • 1,875sqft

726 Gough Avenue, Templeton

1380 Shane, Templeton, CA, 93465 — assumable VA mortgage at 4.75%
VA
Active
66
$1,429,900$84,169 equity gap
Rate
4.75%
7.18%today
Payment
$7,120/mo
$9,247today
  • 4beds
  • 3baths
  • 2,316sqft

1380 Shane, Templeton

1921 Catahoula Court, Paso Robles, CA, 93446 — assumable FHA mortgage at 6.82%
FHA
Active
64
$998,000$125,417 equity gap
Rate
6.82%
7.18%today
Payment
$5,863/mo
$6,080today
  • 4beds
  • 3baths
  • 2,420sqft

1921 Catahoula Court, Paso Robles

1503 Plumas Court, Paso Robles, CA, 93446 — assumable FHA mortgage at 6.99%
FHA
Active
28
$565,000$60,868 equity gap
Rate
6.99%
7.18%today
Payment
$3,426/mo
$3,492today
  • 2beds
  • 2baths
  • 1,106sqft

1503 Plumas Court, Paso Robles

Assuming a mortgage in Templeton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$1,244/mo
Median cash to assume
$248,550
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.