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Assumable homes for sale in Terra Ceia, FL

146 homesFHA & VA loansrates from 2.50% vs 7.18% today

Terra Ceia assumption guide
3012 17TH Street, Bradenton, FL, 34208 — assumable FHA mortgage at 2.90%
FHA
Active
38
$224,900$31,449 equity gap
Rate
2.90%
7.18%today
Payment
$916/mo
$1,490today
  • 3beds
  • 2baths
  • 1,012sqft

3012 17TH Street, Bradenton

5220 119TH Terrace, Parrish, FL, 34219 — assumable FHA mortgage at 2.99%
FHA
Active
35
$389,900$66,200 equity gap
Rate
2.99%
7.18%today
Payment
$1,527/mo
$2,456today
  • 4beds
  • 3baths
  • 2,396sqft

5220 119TH Terrace, Parrish

6255 SPRINGMONT Loop, Palmetto, FL, 34221 — assumable VA mortgage at 3.11%
VA
Active
45
$335,000$67,451 equity gap
Rate
3.11%
7.18%today
Payment
$1,276/mo
$2,021today
  • 3beds
  • 2baths
  • 1,592sqft

6255 SPRINGMONT Loop, Palmetto

3303 19TH STREET Court, Bradenton, FL, 34208 — assumable FHA mortgage at 3.22%
FHA
Active
12
$240,000$41,102 equity gap
Rate
3.22%
7.18%today
Payment
$958/mo
$1,497today
  • 2beds
  • 2baths
  • 928sqft

3303 19TH STREET Court, Bradenton

10318 MOOSEHEAD Drive, Parrish, FL, 34219 — assumable VA mortgage at 2.50%
VA
Active
28
$340,000$80,075 equity gap
Rate
2.50%
7.18%today
Payment
$1,177/mo
$2,019today
  • 4beds
  • 2baths
  • 1,827sqft

10318 MOOSEHEAD Drive, Parrish

5456 81ST AVENUE Circle, Palmetto, FL, 34221 — assumable FHA mortgage at 2.71%
FHA
Active
27
$340,000$101,459 equity gap
Rate
2.71%
7.18%today
Payment
$1,117/mo
$1,862today
  • 3beds
  • 2baths
  • 1,600sqft

5456 81ST AVENUE Circle, Palmetto

12171 HIGH ROCK WAY, Parrish, FL, 34219 — assumable FHA mortgage at 2.73%
FHA
Active
42
$300,000$64,499 equity gap
Rate
2.73%
7.18%today
Payment
$1,099/mo
$1,829today
  • 4beds
  • 3baths
  • 2,248sqft

12171 HIGH ROCK WAY, Parrish

10741 CHARLOTTE Drive, Parrish, FL, 34219 — assumable VA mortgage at 2.80%
VA
Active
83
$424,000$98,637 equity gap
Rate
2.80%
7.18%today
Payment
$1,531/mo
$2,523today
  • 4beds
  • 3baths
  • 2,753sqft

10741 CHARLOTTE Drive, Parrish

3516 WOODMONT Drive, Parrish, FL, 34219 — assumable FHA mortgage at 2.87%
FHA
Active
7
$375,000$89,640 equity gap
Rate
2.87%
7.18%today
Payment
$1,334/mo
$2,180today
  • 3beds
  • 3baths
  • 2,154sqft

3516 WOODMONT Drive, Parrish

503 17TH Avenue, Palmetto, FL, 34221 — assumable VA mortgage at 2.90%
VA
Active
24
$320,000$87,014 equity gap
Rate
2.90%
7.18%today
Payment
$1,103/mo
$1,795today
  • 3beds
  • 2baths
  • 1,196sqft

503 17TH Avenue, Palmetto

5834 BUNGALOW GROVE Court, Palmetto, FL, 34221 — assumable VA mortgage at 2.99%
VA
Active
23
$325,000$94,564 equity gap
Rate
2.99%
7.18%today
Payment
$1,122/mo
$1,805today
  • 3beds
  • 2baths
  • 1,505sqft

5834 BUNGALOW GROVE Court, Palmetto

12433 24TH Street, Parrish, FL, 34219 — assumable VA mortgage at 2.99%
VA
Active
70
$549,900$136,030 equity gap
Rate
2.99%
7.18%today
Payment
$1,952/mo
$3,140today
  • 4beds
  • 3baths
  • 2,254sqft

12433 24TH Street, Parrish

11220 77TH Street, Parrish, FL, 34219 — assumable VA mortgage at 3.05%
VA
Active
61
$540,000$134,206 equity gap
Rate
3.05%
7.18%today
Payment
$1,926/mo
$3,076today
  • 4beds
  • 4baths
  • 3,030sqft

11220 77TH Street, Parrish

10934 WENDOVER Drive, Palmetto, FL, 34221 — assumable FHA mortgage at 3.07%
FHA
Active
60
$349,900$85,215 equity gap
Rate
3.07%
7.18%today
Payment
$1,257/mo
$2,001today
  • 2beds
  • 3baths
  • 1,582sqft

10934 WENDOVER Drive, Palmetto

5310 72ND Street, Palmetto, FL, 34221 — assumable FHA mortgage at 3.10%
FHA
Active
45
$349,900$94,777 equity gap
Rate
3.10%
7.18%today
Payment
$1,237/mo
$1,962today
  • 3beds
  • 2baths
  • 1,703sqft

5310 72ND Street, Palmetto

5206 GAVELLA Cove, Palmetto, FL, 34221 — assumable FHA mortgage at 2.65%
FHA
Active
44
$509,900$196,248 equity gap
Rate
2.65%
7.18%today
Payment
$1,455/mo
$2,446today
  • 5beds
  • 4baths
  • 2,915sqft

5206 GAVELLA Cove, Palmetto

4195 LITTLE GAP Loop, Ellenton, FL, 34222 — assumable FHA mortgage at 2.70%
FHA
Active
5
$424,900$144,505 equity gap
Rate
2.70%
7.18%today
Payment
$1,314/mo
$2,195today
  • 4beds
  • 3baths
  • 2,697sqft

4195 LITTLE GAP Loop, Ellenton

3514 77TH Court, Palmetto, FL, 34221 — assumable VA mortgage at 2.72%
VA
Active
21
$399,900$148,575 equity gap
Rate
2.72%
7.18%today
Payment
$1,178/mo
$1,962today
  • 3beds
  • 2baths
  • 1,702sqft

3514 77TH Court, Palmetto

212 68TH Street, Bradenton, FL, 34209 — assumable VA mortgage at 2.73%
VA
Active
72
$499,999$189,846 equity gap
Rate
2.73%
7.18%today
Payment
$1,448/mo
$2,409today
  • 3beds
  • 2baths
  • 2,016sqft

212 68TH Street, Bradenton

12211 23RD Street, Parrish, FL, 34219 — assumable VA mortgage at 2.88%
VA
Active
39
$489,999$180,576 equity gap
Rate
2.88%
7.18%today
Payment
$1,448/mo
$2,363today
  • 4beds
  • 2baths
  • 2,170sqft

12211 23RD Street, Parrish

11332 GALLATIN Trail, Parrish, FL, 34219 — assumable FHA mortgage at 4.25%
FHA
Active
66
$459,900$36,404 equity gap
Rate
4.25%
7.18%today
Payment
$2,222/mo
$3,059today
  • 3beds
  • 2baths
  • 1,966sqft

11332 GALLATIN Trail, Parrish

6133 WILLOWSIDE Street, Palmetto, FL, 34221 — assumable FHA mortgage at 3.10%
FHA
Active
30
$269,900$81,479 equity gap
Rate
3.10%
7.18%today
Payment
$933/mo
$1,480today
  • 3beds
  • 3baths
  • 1,607sqft

6133 WILLOWSIDE Street, Palmetto

10554 OLD GROVE Circle, Bradenton, FL, 34212 — assumable FHA mortgage at 3.74%
FHA
Active
54
$475,000$140,757 equity gap
Rate
3.74%
7.18%today
Payment
$1,964/mo
$2,876today
  • 3beds
  • 2baths
  • 1,862sqft

10554 OLD GROVE Circle, Bradenton

4939 LOS ROBLES Court, Palmetto, FL, 34221 — assumable FHA mortgage at 3.76%
FHA
Active
44
$550,000$159,000 equity gap
Rate
3.76%
7.18%today
Payment
$1,985/mo
$2,900today
  • 5beds
  • 4baths
  • 2,636sqft

4939 LOS ROBLES Court, Palmetto

1014 27TH Avenue, Palmetto, FL, 34221 — assumable FHA mortgage at 3.76%
FHA
Active
16
$205,000$42,031 equity gap
Rate
3.76%
7.18%today
Payment
$827/mo
$1,209today
  • 2beds
  • 1baths
  • 720sqft

1014 27TH Avenue, Palmetto

6221 114TH Avenue, Parrish, FL, 34219 — assumable FHA mortgage at 2.65%
FHA
Active
32
$469,000$197,094 equity gap
Rate
2.65%
7.18%today
Payment
$1,261/mo
$2,121today
  • 5beds
  • 2baths
  • 2,382sqft

6221 114TH Avenue, Parrish

906 LANDMARK Circle, Tierra Verde, FL, 33715 — assumable VA mortgage at 2.75%
VA
Active
47
$900,000$693,251 equity gap
Rate
2.75%
7.18%today
Payment
$984/mo
$1,633today
  • 3beds
  • 3baths
  • 2,220sqft

906 LANDMARK Circle, Tierra Verde

1831 BAYSHORE Drive, Terra Ceia, FL, 34250 — assumable VA mortgage at 2.80%
VA
Active
61
$599,990$330,710 equity gap
Rate
2.80%
7.18%today
Payment
$1,249/mo
$2,059today
  • 3beds
  • 2baths
  • 1,669sqft

1831 BAYSHORE Drive, Terra Ceia

9631 58TH Street, Parrish, FL, 34219 — assumable FHA mortgage at 2.80%
FHA
Active
32
$499,000$230,457 equity gap
Rate
2.80%
7.18%today
Payment
$1,275/mo
$2,103today
  • 4beds
  • 3baths
  • 2,700sqft

9631 58TH Street, Parrish

4514 STICKLEY Court, Palmetto, FL, 34221 — assumable VA mortgage at 2.90%
VA
Active
40
$885,000$468,388 equity gap
Rate
2.90%
7.18%today
Payment
$1,967/mo
$3,202today
  • 3beds
  • 3baths
  • 3,161sqft

4514 STICKLEY Court, Palmetto

1230 ESTREMADURA Drive, Bradenton, FL, 34209 — assumable VA mortgage at 2.90%
VA
Active
61
$1,495,000$1,019,277 equity gap
Rate
2.90%
7.18%today
Payment
$2,247/mo
$3,657today
  • 5beds
  • 5baths
  • 2,951sqft

1230 ESTREMADURA Drive, Bradenton

1030 TIDEWATER SHORES Loop #401, Bradenton, FL, 34208 — assumable VA mortgage at 2.99%
VA
Active
77
$367,900$189,149 equity gap
Rate
2.99%
7.18%today
Payment
$868/mo
$1,397today
  • 2beds
  • 2baths
  • 1,151sqft

1030 TIDEWATER SHORES Loop #401, Bradenton

10820 79TH Street, Parrish, FL, 34219 — assumable VA mortgage at 3.03%
VA
Active
47
$360,000$229,636 equity gap
Rate
3.03%
7.18%today
Payment
$639/mo
$1,023today
  • 4beds
  • 2baths
  • 1,850sqft

10820 79TH Street, Parrish

7707 120TH Avenue, Parrish, FL, 34219 — assumable FHA mortgage at 3.07%
FHA
Active
28
$495,000$326,322 equity gap
Rate
3.07%
7.18%today
Payment
$801/mo
$1,275today
  • 3beds
  • 2baths
  • 1,971sqft

7707 120TH Avenue, Parrish

5403 RUSHMERE Court, Palmetto, FL, 34221 — assumable FHA mortgage at 3.11%
FHA
Active
49
$390,000$230,330 equity gap
Rate
3.11%
7.18%today
Payment
$761/mo
$1,206today
  • 2beds
  • 3baths
  • 1,582sqft

5403 RUSHMERE Court, Palmetto

10003 BATCHELDER Terrace, Palmetto, FL, 34221 — assumable VA mortgage at 3.17%
VA
Active
56
$929,000$616,079 equity gap
Rate
3.17%
7.18%today
Payment
$1,525/mo
$2,398today
  • 3beds
  • 3baths
  • 2,954sqft

10003 BATCHELDER Terrace, Palmetto

Assuming a mortgage in Terra Ceia

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.50%
Lowest existing payment
$480/mo
Median cash to assume
$132,050
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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