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Assumable homes for sale in Thornton, CO

200 homesFHA & VA loansrates from 2.20% vs 7.18% today

Thornton assumption guide
7181 Van Gordon Street, Arvada, CO, 80004 — assumable FHA mortgage at 2.99%
FHA
Active
38
$549,000$114,068 equity gap
Rate
2.99%
7.18%today
Payment
$2,047/mo
$3,293today
  • 4beds
  • 3baths
  • 2,009sqft

7181 Van Gordon Street, Arvada

3281 103rd Place #1403, Thornton, CO, 80229 — assumable VA mortgage at 2.84%
VATop pick
Active
29
$309,870$15,323 equity gap
Rate
2.84%
7.18%today
Payment
$1,369/mo
$2,246today
  • 2beds
  • 2baths
  • 1,147sqft

3281 103rd Place #1403, Thornton

5141 116th Avenue, Thornton, CO, 80233 — assumable FHA mortgage at 2.88%
FHATop pick
Active
36
$561,000$42,748 equity gap
Rate
2.88%
7.18%today
Payment
$2,404/mo
$3,922today
  • 5beds
  • 4baths
  • 2,420sqft

5141 116th Avenue, Thornton

12711 Colorado Boulevard #914, Thornton, CO, 80241 — assumable FHA mortgage at 2.90%
FHATop pick
Active
29
$318,000$33,293 equity gap
Rate
2.90%
7.18%today
Payment
$1,332/mo
$2,168today
  • 2beds
  • 2baths
  • 1,292sqft

12711 Colorado Boulevard #914, Thornton

2891 119th Avenue #202, Westminster, CO, 80234 — assumable FHA mortgage at 2.80%
FHA
Active
26
$379,900$53,747 equity gap
Rate
2.80%
7.18%today
Payment
$1,513/mo
$2,494today
  • 2beds
  • 2baths
  • 1,317sqft

2891 119th Avenue #202, Westminster

1780 Sherrelwood Drive, Denver, CO, 80221 — assumable FHA mortgage at 2.87%
FHA
Active
36
$480,000$96,815 equity gap
Rate
2.87%
7.18%today
Payment
$1,791/mo
$2,927today
  • 6beds
  • 3baths
  • 2,543sqft

1780 Sherrelwood Drive, Denver

2301 93rd Place, Thornton, CO, 80229 — assumable FHA mortgage at 2.87%
FHA
Active
28
$320,000Potential short sale
Rate
2.87%
7.18%today
Payment
$1,547/mo
$2,528today
  • 3beds
  • 1baths
  • 1,093sqft

2301 93rd Place, Thornton

1463 Quivira Drive, Denver, CO, 80229 — assumable FHA mortgage at 2.87%
FHA
Active
49
$440,000$77,763 equity gap
Rate
2.87%
7.18%today
Payment
$1,690/mo
$2,760today
  • 3beds
  • 2baths
  • 1,296sqft

1463 Quivira Drive, Denver

4693 Durham Court, Denver, CO, 80239 — assumable FHA mortgage at 2.88%
FHA
Active
13
$399,900$61,144 equity gap
Rate
2.88%
7.18%today
Payment
$1,631/mo
$2,661today
  • 4beds
  • 4baths
  • 2,275sqft

4693 Durham Court, Denver

4447 Duluth Way, Denver, CO, 80239 — assumable FHA mortgage at 2.88%
FHA
Active
22
$445,000$79,165 equity gap
Rate
2.88%
7.18%today
Payment
$1,712/mo
$2,794today
  • 4beds
  • 2baths
  • 1,842sqft

4447 Duluth Way, Denver

2392 127th Drive, Thornton, CO, 80241 — assumable VA mortgage at 2.97%
VA
Active
25
$490,000$93,650 equity gap
Rate
2.97%
7.18%today
Payment
$1,890/mo
$3,049today
  • 3beds
  • 3baths
  • 1,406sqft

2392 127th Drive, Thornton

8282 Navajo Street, Denver, CO, 80221 — assumable FHA mortgage at 2.98%
FHA
Active
34
$499,900$75,226 equity gap
Rate
2.98%
7.18%today
Payment
$2,019/mo
$3,252today
  • 4beds
  • 2baths
  • 1,950sqft

8282 Navajo Street, Denver

4776 Federal Boulevard, Denver, CO, 80211 — assumable FHA mortgage at 3.05%
FHA
Active
33
$650,000$104,351 equity gap
Rate
3.05%
7.18%today
Payment
$2,562/mo
$4,091today
  • 3beds
  • 2baths
  • 2,037sqft

4776 Federal Boulevard, Denver

7220 Avrum Drive, Denver, CO, 80221 — assumable VA mortgage at 3.06%
VA
Active
33
$455,000$70,424 equity gap
Rate
3.06%
7.18%today
Payment
$1,848/mo
$2,947today
  • 3beds
  • 2baths
  • 1,597sqft

7220 Avrum Drive, Denver

8813 Osceola Street, Westminster, CO, 80031 — assumable VA mortgage at 3.07%
VA
Active
31
$530,000$74,013 equity gap
Rate
3.07%
7.18%today
Payment
$2,165/mo
$3,447today
  • 2beds
  • 3baths
  • 2,049sqft

8813 Osceola Street, Westminster

1740 96th Drive, Denver, CO, 80229 — assumable FHA mortgage at 3.08%
FHA
Active
20
$425,500$61,593 equity gap
Rate
3.08%
7.18%today
Payment
$1,757/mo
$2,794today
  • 3beds
  • 2baths
  • 1,874sqft

1740 96th Drive, Denver

10502 Carlile Street, Northglenn, CO, 80233 — assumable VA mortgage at 3.11%
VA
Active
24
$470,000$73,468 equity gap
Rate
3.11%
7.18%today
Payment
$1,883/mo
$2,983today
  • 4beds
  • 2baths
  • 850sqft

10502 Carlile Street, Northglenn

5690 80th Place #98, Arvada, CO, 80003 — assumable VA mortgage at 3.31%
VA
Active
15
$249,000$26,608 equity gap
Rate
3.31%
7.18%today
Payment
$1,130/mo
$1,746today
  • 2beds
  • 2baths
  • 1,100sqft

5690 80th Place #98, Arvada

6544 Lowell Boulevard, Denver, CO, 80221 — assumable FHA mortgage at 3.77%
FHA
Active
25
$748,800$17,009 equity gap
Rate
3.77%
7.18%today
Payment
$3,719/mo
$5,426today
  • 3beds
  • 2baths
  • 1,456sqft

6544 Lowell Boulevard, Denver

12729 Ulster Street, Thornton, CO, 80602 — assumable FHA mortgage at 3.31%
FHA
Active
16
$399,000$74,392 equity gap
Rate
3.31%
7.18%today
Payment
$1,646/mo
$2,543today
  • 2beds
  • 3baths
  • 1,305sqft

12729 Ulster Street, Thornton

8450 Adams Way, Denver, CO, 80229 — assumable FHA mortgage at 2.67%
FHA
Active
14
$269,000$76,648 equity gap
Rate
2.67%
7.18%today
Payment
$1,045/mo
$1,642today
  • 3beds
  • 2baths
  • 1,505sqft

8450 Adams Way, Denver

846 132nd Drive, Thornton, CO, 80241 — assumable FHA mortgage at 2.71%
FHA
Active
36
$562,500$144,744 equity gap
Rate
2.71%
7.18%today
Payment
$1,955/mo
$3,262today
  • 5beds
  • 3baths
  • 2,412sqft

846 132nd Drive, Thornton

8690 Decatur Street #201, Westminster, CO, 80031 — assumable VA mortgage at 2.71%
VA
Active
15
$234,900$59,855 equity gap
Rate
2.71%
7.18%today
Payment
$819/mo
$1,367today
  • 2beds
  • 2baths
  • 1,012sqft

8690 Decatur Street #201, Westminster

4500 Hoyt Street, Wheat Ridge, CO, 80033 — assumable FHA mortgage at 2.77%
FHA
Active
9
$850,000$245,292 equity gap
Rate
2.77%
7.18%today
Payment
$2,842/mo
$4,704today
  • 7beds
  • 3baths
  • 2,837sqft

4500 Hoyt Street, Wheat Ridge

12536 Albion Street, Thornton, CO, 80241 — assumable FHA mortgage at 2.78%
FHA
Active
46
$599,900$138,780 equity gap
Rate
2.78%
7.18%today
Payment
$2,139/mo
$3,536today
  • 3beds
  • 3baths
  • 2,412sqft

12536 Albion Street, Thornton

9124 Fontaine Street, Denver, CO, 80260 — assumable FHA mortgage at 2.79%
FHA
Active
23
$379,999$97,793 equity gap
Rate
2.79%
7.18%today
Payment
$1,329/mo
$2,194today
  • 4beds
  • 2baths
  • 1,664sqft

9124 Fontaine Street, Denver

8540 Wiley Circle, Westminster, CO, 80031 — assumable FHA mortgage at 2.80%
FHA
Active
34
$390,000$112,985 equity gap
Rate
2.80%
7.18%today
Payment
$1,312/mo
$2,164today
  • 4beds
  • 2baths
  • 1,955sqft

8540 Wiley Circle, Westminster

4180 80th Place, Westminster, CO, 80031 — assumable FHA mortgage at 2.81%
FHA
Active
23
$448,000$108,133 equity gap
Rate
2.81%
7.18%today
Payment
$1,616/mo
$2,661today
  • 4beds
  • 2baths
  • 1,107sqft

4180 80th Place, Westminster

10448 Robb Court, Broomfield, CO, 80021 — assumable VA mortgage at 2.86%
VA
Active
26
$489,900$143,590 equity gap
Rate
2.86%
7.18%today
Payment
$1,613/mo
$2,640today
  • 3beds
  • 2baths
  • 1,238sqft

10448 Robb Court, Broomfield

4520 128th Place, Thornton, CO, 80241 — assumable FHA mortgage at 2.87%
FHA
Active
29
$520,000$109,817 equity gap
Rate
2.87%
7.18%today
Payment
$1,918/mo
$3,133today
  • 3beds
  • 3baths
  • 2,100sqft

4520 128th Place, Thornton

7860 Shoshone Street, Denver, CO, 80221 — assumable FHA mortgage at 2.87%
FHA
Active
$549,900$152,090 equity gap
Rate
2.87%
7.18%today
Payment
$1,855/mo
$3,032today
  • 3beds
  • 2baths
  • 1,670sqft

7860 Shoshone Street, Denver

10152 Wyandott Circle, Thornton, CO, 80260 — assumable FHA mortgage at 2.88%
FHA
Active
50
$475,000$127,807 equity gap
Rate
2.88%
7.18%today
Payment
$1,663/mo
$2,714today
  • 4beds
  • 4baths
  • 2,448sqft

10152 Wyandott Circle, Thornton

2422 82nd Place #3F, Westminster, CO, 80031 — assumable FHA mortgage at 2.88%
FHA
Active
21
$255,000$56,281 equity gap
Rate
2.88%
7.18%today
Payment
$928/mo
$1,514today
  • 2beds
  • 2baths
  • 1,039sqft

2422 82nd Place #3F, Westminster

12704 Forest Street, Thornton, CO, 80241 — assumable FHA mortgage at 2.89%
FHA
Active
28
$399,999$123,376 equity gap
Rate
2.89%
7.18%today
Payment
$1,327/mo
$2,162today
  • 3beds
  • 2baths
  • 1,599sqft

12704 Forest Street, Thornton

2251 Coronado Parkway #C, Denver, CO, 80229 — assumable FHA mortgage at 2.89%
FHA
Active
20
$273,000$67,023 equity gap
Rate
2.89%
7.18%today
Payment
$988/mo
$1,610today
  • 2beds
  • 2baths
  • 985sqft

2251 Coronado Parkway #C, Denver

14400 Albrook Drive #80, Denver, CO, 80239 — assumable VA mortgage at 3.02%
VA
Active
27
$330,000$85,723 equity gap
Rate
3.02%
7.18%today
Payment
$1,193/mo
$1,913today
  • 2beds
  • 3baths
  • 1,345sqft

14400 Albrook Drive #80, Denver

Assuming a mortgage in Thornton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour. 1 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.20%
Lowest existing payment
$408/mo
Median cash to assume
$121,619
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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