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Assumable homes for sale in Thornton, CO

30 homesFHA & VA loansrates from 2.73% vs 7.18% today

Thornton assumption guide
3281 103rd Place #1403, Thornton, CO, 80229 — assumable VA mortgage at 2.84%
VATop pick
Active
29
$309,870$15,323 equity gap
Rate
2.84%
7.18%today
Payment
$1,369/mo
$2,246today
  • 2beds
  • 2baths
  • 1,147sqft

3281 103rd Place #1403, Thornton

5141 116th Avenue, Thornton, CO, 80233 — assumable FHA mortgage at 2.88%
FHATop pick
Active
36
$561,000$42,748 equity gap
Rate
2.88%
7.18%today
Payment
$2,404/mo
$3,922today
  • 5beds
  • 4baths
  • 2,420sqft

5141 116th Avenue, Thornton

12711 Colorado Boulevard #914, Thornton, CO, 80241 — assumable FHA mortgage at 2.90%
FHATop pick
Active
29
$318,000$33,293 equity gap
Rate
2.90%
7.18%today
Payment
$1,332/mo
$2,168today
  • 2beds
  • 2baths
  • 1,292sqft

12711 Colorado Boulevard #914, Thornton

2392 127th Drive, Thornton, CO, 80241 — assumable VA mortgage at 2.97%
VA
Active
25
$490,000$93,650 equity gap
Rate
2.97%
7.18%today
Payment
$1,890/mo
$3,049today
  • 3beds
  • 3baths
  • 1,406sqft

2392 127th Drive, Thornton

12536 Albion Street, Thornton, CO, 80241 — assumable FHA mortgage at 2.78%
FHA
Active
46
$599,900$138,780 equity gap
Rate
2.78%
7.18%today
Payment
$2,139/mo
$3,536today
  • 3beds
  • 3baths
  • 2,412sqft

12536 Albion Street, Thornton

4520 128th Place, Thornton, CO, 80241 — assumable FHA mortgage at 2.87%
FHA
Active
29
$520,000$109,817 equity gap
Rate
2.87%
7.18%today
Payment
$1,918/mo
$3,133today
  • 3beds
  • 3baths
  • 2,100sqft

4520 128th Place, Thornton

12704 Forest Street, Thornton, CO, 80241 — assumable FHA mortgage at 2.89%
FHA
Active
28
$399,999$123,376 equity gap
Rate
2.89%
7.18%today
Payment
$1,327/mo
$2,162today
  • 3beds
  • 2baths
  • 1,599sqft

12704 Forest Street, Thornton

2901 102nd Place, Thornton, CO, 80229 — assumable FHA mortgage at 3.69%
FHA
Active
17
$589,000$100,483 equity gap
Rate
3.69%
7.18%today
Payment
$2,466/mo
$3,634today
  • 3beds
  • 3baths
  • 2,154sqft

2901 102nd Place, Thornton

6662 123rd Drive, Brighton, CO, 80602 — assumable FHA mortgage at 3.07%
FHA
Active
33
$499,900$180,308 equity gap
Rate
3.07%
7.18%today
Payment
$1,517/mo
$2,416today
  • 4beds
  • 3baths
  • 1,932sqft

6662 123rd Drive, Brighton

4425 128th Place, Thornton, CO, 80241 — assumable VA mortgage at 3.76%
VA
Active
36
$565,000$136,671 equity gap
Rate
3.76%
7.18%today
Payment
$2,170/mo
$3,170today
  • 3beds
  • 3baths
  • 2,101sqft

4425 128th Place, Thornton

11512 Birch Street, Thornton, CO, 80233 — assumable FHA mortgage at 2.73%
FHA
Active
14
$550,000$324,972 equity gap
Rate
2.73%
7.18%today
Payment
$1,051/mo
$1,748today
  • 4beds
  • 3baths
  • 1,840sqft

11512 Birch Street, Thornton

3155 104th Avenue #12C, Thornton, CO, 80233 — assumable VA mortgage at 2.94%
VA
Active
41
$375,000$169,823 equity gap
Rate
2.94%
7.18%today
Payment
$992/mo
$1,606today
  • 2beds
  • 3baths
  • 1,497sqft

3155 104th Avenue #12C, Thornton

12039 Forest Street, Thornton, CO, 80241 — assumable FHA mortgage at 2.97%
FHA
Active
35
$449,000$209,262 equity gap
Rate
2.97%
7.18%today
Payment
$1,291/mo
$1,986today
  • 3beds
  • 3baths
  • 1,508sqft

12039 Forest Street, Thornton

3155 104th Avenue #5B, Thornton, CO, 80233 — assumable FHA mortgage at 3.10%
FHA
Active
26
$375,000$194,523 equity gap
Rate
3.10%
7.18%today
Payment
$854/mo
$1,355today
  • 3beds
  • 3baths
  • 1,739sqft

3155 104th Avenue #5B, Thornton

11982 Bellaire Street #B, Thornton, CO, 80233 — assumable FHA mortgage at 3.56%
FHA
Active
21
$269,900$83,815 equity gap
Rate
3.56%
7.18%today
Payment
$986/mo
$1,477today
  • 2beds
  • 2baths
  • 951sqft

11982 Bellaire Street #B, Thornton

4926 124th Way, Thornton, CO, 80241 — assumable FHA mortgage at 3.41%
FHA
Active
19
$348,000$263,481 equity gap
Rate
3.41%
7.18%today
Payment
$555/mo
$846today
  • 2beds
  • 2baths
  • 990sqft

4926 124th Way, Thornton

11725 Magnolia Street, Thornton, CO, 80233 — assumable FHA mortgage at 5.22%
FHA
Active
27
$675,000$21,540 equity gap
Rate
5.22%
7.18%today
Payment
$3,832/mo
$4,716today
  • 5beds
  • 4baths
  • 2,912sqft

11725 Magnolia Street, Thornton

3654 115th Avenue, Denver, CO, 80233 — assumable FHA mortgage at 3.81%
FHA
Active
9
$500,000$203,704 equity gap
Rate
3.81%
7.18%today
Payment
$1,617/mo
$2,348today
  • 4beds
  • 2baths
  • 1,692sqft

3654 115th Avenue, Denver

11321 Clermont Drive, Thornton, CO, 80233 — assumable FHA mortgage at 3.91%
FHA
Active
19
$514,900$230,818 equity gap
Rate
3.91%
7.18%today
Payment
$1,646/mo
$2,361today
  • 3beds
  • 3baths
  • 2,336sqft

11321 Clermont Drive, Thornton

3261 103rd Place #1208, Thornton, CO, 80229 — assumable FHA mortgage at 4.00%
FHA
Active
21
$300,000$300,000 equity gap
Rate
4.00%
7.18%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,223sqft

3261 103rd Place #1208, Thornton

6980 121st Place, Thornton, CO, 80602 — assumable FHA mortgage at 4.46%
FHA
Active
20
$615,000$239,369 equity gap
Rate
4.46%
7.18%today
Payment
$2,206/mo
$2,964today
  • 4beds
  • 3baths
  • 2,433sqft

6980 121st Place, Thornton

3077 109th Avenue, Northglenn, CO, 80233 — assumable FHA mortgage at 4.55%
FHA
Active
14
$500,000$169,429 equity gap
Rate
4.55%
7.18%today
Payment
$1,967/mo
$2,614today
  • 5beds
  • 4baths
  • 2,796sqft

3077 109th Avenue, Northglenn

6785 119th Avenue, Thornton, CO, 80233 — assumable FHA mortgage at 6.35%
FHA
Active
30
$649,500$41,746 equity gap
Rate
6.35%
7.18%today
Payment
$3,940/mo
$4,290today
  • 3beds
  • 3baths
  • 2,169sqft

6785 119th Avenue, Thornton

11748 Oneida Street, Thornton, CO, 80233 — assumable FHA mortgage at 6.84%
FHA
Active
27
$649,900$47,061 equity gap
Rate
6.84%
7.18%today
Payment
$4,018/mo
$4,158today
  • 4beds
  • 3baths
  • 2,585sqft

11748 Oneida Street, Thornton

12008 Newport Drive, Brighton, CO, 80602 — assumable FHA mortgage at 7.12%
FHA
Active
36
$475,000$32,593 equity gap
Rate
7.12%
7.18%today
Payment
$3,075/mo
$3,093today
  • 3beds
  • 2baths
  • 1,777sqft

12008 Newport Drive, Brighton

11371 NIAGARA ST, Thornton, CO, 80233 — assumable FHA mortgage at 4.81%
FHA
Active
$497,000$183,878 equity gap
Rate
4.81%
7.18%today
Payment
$1,908/mo
$2,461today
  • 4beds
  • 3baths
  • 2,273sqft

11371 NIAGARA ST, Thornton

10929 Birch Drive, Thornton, CO, 80233 — assumable FHA mortgage at 4.56%
FHA
Active
32
$439,900$344,939 equity gap
Rate
4.56%
7.18%today
Payment
$766/mo
$1,017today
  • 3beds
  • 2baths
  • 1,320sqft

10929 Birch Drive, Thornton

12808 Jasmine Street #D, Thornton, CO, 80602 — assumable FHA mortgage at 5.54%
FHA
Active
4
$300,000Potential short sale
Rate
5.54%
7.18%today
Payment
$2,128/mo
$2,528today
  • 2beds
  • 2baths
  • 1,166sqft

12808 Jasmine Street #D, Thornton

3412 114th Drive, Thornton, CO, 80233 — assumable FHA mortgage at 6.96%
FHA
Active
37
$497,000$374,136 equity gap
Rate
6.96%
7.18%today
Payment
$843/mo
$862today
  • 3beds
  • 2baths
  • 1,664sqft

3412 114th Drive, Thornton

12078 Locust Court, Brighton, CO, 80602 — assumable FHA mortgage at 7.22%
FHA
Active
28
$279,000Potential short sale
Rate
7.22%
7.18%today
Payment
$2,311/mo
$2,302today
  • 3beds
  • 3baths
  • 1,192sqft

12078 Locust Court, Brighton

Assuming a mortgage in Thornton

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$555/mo
Median cash to assume
$154,105
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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