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Assumable homes for sale in Thousand Oaks, CA

37 homesFHA & VA loansrates from 2.71% vs 7.18% today

Thousand Oaks assumption guide
807 Talbert Avenue, Simi Valley, CA, 93065 — assumable VA mortgage at 2.71%
VA
Active
39
$739,000$217,153 equity gap
Rate
2.71%
7.18%today
Payment
$2,437/mo
$4,065today
  • 3beds
  • 1baths
  • 1,040sqft

807 Talbert Avenue, Simi Valley

4248 Riverglen Street, Moorpark, CA, 93021 — assumable FHA mortgage at 2.88%
FHA
Active
26
$865,000$194,518 equity gap
Rate
2.88%
7.18%today
Payment
$3,124/mo
$5,097today
  • 4beds
  • 3baths
  • 2,284sqft

4248 Riverglen Street, Moorpark

569 Rio Grande Circle, Thousand Oaks, CA, 91360 — assumable VA mortgage at 3.33%
VA
Active
34
$450,000$110,987 equity gap
Rate
3.33%
7.18%today
Payment
$1,727/mo
$2,661today
  • 2beds
  • 1baths
  • 956sqft

569 Rio Grande Circle, Thousand Oaks

1014 Borden Avenue, Simi Valley, CA, 93065 — assumable FHA mortgage at 2.72%
FHA
Active
37
$959,900$382,846 equity gap
Rate
2.72%
7.18%today
Payment
$2,704/mo
$4,505today
  • 4beds
  • 3baths
  • 2,222sqft

1014 Borden Avenue, Simi Valley

751 Birchpark Circle #102, Thousand Oaks, CA, 91360 — assumable VA mortgage at 2.72%
VA
Active
27
$475,000$178,053 equity gap
Rate
2.72%
7.18%today
Payment
$1,395/mo
$2,324today
  • 2beds
  • 2baths
  • 1,048sqft

751 Birchpark Circle #102, Thousand Oaks

4757 Via Altamira, Thousand Oaks, CA, 91320 — assumable VA mortgage at 2.79%
VA
Active
19
$699,000$258,551 equity gap
Rate
2.79%
7.18%today
Payment
$2,070/mo
$3,417today
  • 2beds
  • 3baths
  • 1,366sqft

4757 Via Altamira, Thousand Oaks

852 Verna Avenue, Newbury Park, CA, 91320 — assumable FHA mortgage at 2.84%
FHA
Active
39
$989,000$346,757 equity gap
Rate
2.84%
7.18%today
Payment
$3,042/mo
$4,989today
  • 4beds
  • 2baths
  • 1,908sqft

852 Verna Avenue, Newbury Park

30501 Canwood, Agoura Hills, CA, 91301 — assumable VA mortgage at 3.56%
VA
Active
25
$500,000$141,634 equity gap
Rate
3.56%
7.18%today
Payment
$1,895/mo
$2,837today
  • 3beds
  • 2baths
  • 1,000sqft

30501 Canwood, Agoura Hills

11843 Barletta Place, Moorpark, CA, 93021 — assumable FHA mortgage at 3.23%
FHA
Active
27
$679,500$233,530 equity gap
Rate
3.23%
7.18%today
Payment
$2,238/mo
$3,492today
  • 3beds
  • 3baths
  • 1,547sqft

11843 Barletta Place, Moorpark

6446 San Como Lane, Camarillo, CA, 93012 — assumable FHA mortgage at 2.76%
FHA
Active
64
$839,900Potential short sale
Rate
2.76%
7.18%today
Payment
$4,568/mo
$7,570today
  • 2beds
  • 2baths
  • 1,277sqft

6446 San Como Lane, Camarillo

32130 Village 32, Camarillo, CA, 93012 — assumable FHA mortgage at 2.77%
FHA
Active
31
$739,999Potential short sale
Rate
2.77%
7.18%today
Payment
$3,684/mo
$6,097today
  • 2beds
  • 2baths
  • 1,589sqft

32130 Village 32, Camarillo

18113 Village 18, Camarillo, CA, 93012 — assumable VA mortgage at 2.88%
VA
Active
34
$450,000$254,550 equity gap
Rate
2.88%
7.18%today
Payment
$906/mo
$1,479today
  • 2beds
  • 2baths
  • 1,258sqft

18113 Village 18, Camarillo

1587 Folkestone Terrace, Westlake Village, CA, 91361 — assumable VA mortgage at 2.93%
VA
Active
43
$1,699,000$1,445,064 equity gap
Rate
2.93%
7.18%today
Payment
$1,220/mo
$1,978today
  • 4beds
  • 3baths
  • 2,391sqft

1587 Folkestone Terrace, Westlake Village

363 Larcom Street, Thousand Oaks, CA, 91360 — assumable VA mortgage at 3.00%
VA
Active
17
$1,124,500$495,820 equity gap
Rate
3.00%
7.18%today
Payment
$3,008/mo
$4,834today
  • 4beds
  • 3baths
  • 2,136sqft

363 Larcom Street, Thousand Oaks

5612 Las Virgenes #37, Calabasas, CA, 91302 — assumable FHA mortgage at 3.00%
FHA
Active
50
$769,000$769,000 equity gap
Rate
3.00%
7.18%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,540sqft

5612 Las Virgenes #37, Calabasas

110 Maegan Place #2, Thousand Oaks, CA, 91362 — assumable FHA mortgage at 4.72%
FHA
Active
15
$455,000$73,555 equity gap
Rate
4.72%
7.18%today
Payment
$2,139/mo
$2,787today
  • 2beds
  • 1baths
  • 750sqft

110 Maegan Place #2, Thousand Oaks

1128 El Monte Drive, Simi Valley, CA, 93065 — assumable VA mortgage at 3.43%
VA
Active
26
$1,079,900$574,693 equity gap
Rate
3.43%
7.18%today
Payment
$2,903/mo
$4,419today
  • 6beds
  • 3baths
  • 2,640sqft

1128 El Monte Drive, Simi Valley

779 Spalding Street, Thousand Oaks, CA, 91360 — assumable VA mortgage at 3.54%
VA
Active
21
$849,900$574,134 equity gap
Rate
3.54%
7.18%today
Payment
$1,827/mo
$2,743today
  • 3beds
  • 2baths
  • 1,034sqft

779 Spalding Street, Thousand Oaks

302 Via Colinas, Westlake Village, CA, 91362 — assumable VA mortgage at 3.69%
VA
Active
33
$715,000$304,549 equity gap
Rate
3.69%
7.18%today
Payment
$2,441/mo
$3,598today
  • 3beds
  • 3baths
  • 1,435sqft

302 Via Colinas, Westlake Village

1909 Cottage Drive #3, Simi Valley, CA, 93065 — assumable FHA mortgage at 3.81%
FHA
Active
33
$729,500$336,874 equity gap
Rate
3.81%
7.18%today
Payment
$2,138/mo
$3,104today
  • 4beds
  • 3baths
  • 1,990sqft

1909 Cottage Drive #3, Simi Valley

5848 Mulberry Ridge Drive, Camarillo, CA, 93012 — assumable VA mortgage at 5.23%
VA
Active
56
$1,175,000$222,742 equity gap
Rate
5.23%
7.18%today
Payment
$5,606/mo
$6,893today
  • 4beds
  • 3baths
  • 2,032sqft

5848 Mulberry Ridge Drive, Camarillo

642 Wendy Drive, Newbury Park, CA, 91320 — assumable FHA mortgage at 4.10%
FHA
Active
22
$923,000$423,224 equity gap
Rate
4.10%
7.18%today
Payment
$2,918/mo
$4,091today
  • 4beds
  • 3baths
  • 2,359sqft

642 Wendy Drive, Newbury Park

1287 Nonchalant Drive, Simi Valley, CA, 93065 — assumable FHA mortgage at 4.38%
FHA
Active
28
$1,149,000$680,746 equity gap
Rate
4.38%
7.18%today
Payment
$3,029/mo
$4,107today
  • 4beds
  • 2baths
  • 1,711sqft

1287 Nonchalant Drive, Simi Valley

390 Country Club Drive #B, Simi Valley, CA, 93065 — assumable FHA mortgage at 5.30%
FHA
Active
43
$634,999$145,462 equity gap
Rate
5.30%
7.18%today
Payment
$2,903/mo
$3,541today
  • 2beds
  • 2baths
  • 1,376sqft

390 Country Club Drive #B, Simi Valley

1226 Patricia Avenue #50, Simi Valley, CA, 93065 — assumable FHA mortgage at 6.54%
FHA
Active
24
$345,000$19,716 equity gap
Rate
6.54%
7.18%today
Payment
$2,151/mo
$2,295today
  • 1beds
  • 1baths
  • 657sqft

1226 Patricia Avenue #50, Simi Valley

3810 Calle Clara Vista, Newbury Park, CA, 91320 — assumable VA mortgage at 6.60%
VA
Active
49
$1,080,000$61,885 equity gap
Rate
6.60%
7.18%today
Payment
$6,762/mo
$7,173today
  • 4beds
  • 3baths
  • 2,200sqft

3810 Calle Clara Vista, Newbury Park

236 Country Club Drive #B, Simi Valley, CA, 93065 — assumable FHA mortgage at 6.62%
FHA
Active
28
$670,000Potential short sale
Rate
6.62%
7.18%today
Payment
$4,367/mo
$4,623today
  • 2beds
  • 3baths
  • 1,376sqft

236 Country Club Drive #B, Simi Valley

2192 Dawn Court, Thousand Oaks, CA, 91362 — assumable FHA mortgage at 6.99%
FHA
Active
18
$548,990$30,074 equity gap
Rate
6.99%
7.18%today
Payment
$3,533/mo
$3,602today
  • 2beds
  • 1baths
  • 826sqft

2192 Dawn Court, Thousand Oaks

6056 Paseo Encantada, Camarillo, CA, 93012 — assumable VA mortgage at 7.79%
VA
Active
53
$639,000$53,939 equity gap
Rate
7.79%
7.18%today
Payment
$4,319/mo
$4,068today
  • 2beds
  • 3baths
  • 1,365sqft

6056 Paseo Encantada, Camarillo

2278 Moss Court, Thousand Oaks, CA, 91362 — assumable FHA mortgage at 6.49%
FHA
Active
30
$575,000$71,733 equity gap
Rate
6.49%
7.18%today
Payment
$3,250/mo
$3,486today
  • 2beds
  • 1baths
  • 826sqft

2278 Moss Court, Thousand Oaks

324 Venus Street, Thousand Oaks, CA, 91360 — assumable FHA mortgage at 6.36%
FHA
Active
54
$1,069,000$232,929 equity gap
Rate
6.36%
7.18%today
Payment
$5,222/mo
$5,680today
  • 3beds
  • 2baths
  • 1,712sqft

324 Venus Street, Thousand Oaks

814 Rim Crest Drive, Westlake Village, CA, 91361 — assumable FHA mortgage at 5.25%
FHA
Active
45
$1,725,000$1,241,486 equity gap
Rate
5.25%
7.18%today
Payment
$4,120/mo
$5,055today
  • 4beds
  • 3baths
  • 2,824sqft

814 Rim Crest Drive, Westlake Village

1541 Eucalyptus Circle, Thousand Oaks, CA, 91360 — assumable VA mortgage at 5.54%
VA
Active
28
$550,900Potential short sale
Rate
5.54%
7.18%today
Payment
$3,988/mo
$4,737today
  • 3beds
  • 3baths
  • 1,493sqft

1541 Eucalyptus Circle, Thousand Oaks

5473 Spanish Oak Lane #G, Oak Park, CA, 91377 — assumable FHA mortgage at 6.12%
FHA
Active
38
$599,000$184,720 equity gap
Rate
6.12%
7.18%today
Payment
$2,636/mo
$2,940today
  • 2beds
  • 3baths
  • 1,236sqft

5473 Spanish Oak Lane #G, Oak Park

4006 Hunt Club Court, Agoura Hills, CA, 91301 — assumable VA mortgage at 6.32%
VA
Active
68
$3,500,000$2,584,671 equity gap
Rate
6.32%
7.18%today
Payment
$9,304/mo
$10,161today
  • 5beds
  • 6baths
  • 6,167sqft

4006 Hunt Club Court, Agoura Hills

5407 Isabella Court, Agoura Hills, CA, 91301 — assumable FHA mortgage at 7.17%
FHA
Active
16
$890,000$866,043 equity gap
Rate
7.17%
7.18%today
Payment
$170/mo
$170today
  • 3beds
  • 3baths
  • 2,017sqft

5407 Isabella Court, Agoura Hills

Assuming a mortgage in Thousand Oaks

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$906/mo
Median cash to assume
$254,550
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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