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Assumable homes for sale in Trinity, FL

200 homesFHA & VA loansrates from 2.66% vs 7.18% today

Trinity assumption guide
3207 COLDWELL Drive, Holiday, FL, 34691 — assumable VA mortgage at 3.07%
VATop pick
Active
44
$270,000$26,543 equity gap
Rate
3.07%
7.18%today
Payment
$1,153/mo
$1,836today
  • 3beds
  • 2baths
  • 1,302sqft

3207 COLDWELL Drive, Holiday

6518 SAND SHORE Lane, New Port Richey, FL, 34652 — assumable VA mortgage at 2.83%
VA
Active
85
$320,000$65,635 equity gap
Rate
2.83%
7.18%today
Payment
$1,195/mo
$1,962today
  • 3beds
  • 3baths
  • 1,972sqft

6518 SAND SHORE Lane, New Port Richey

3313 BRIAR CLIFF Drive, Holiday, FL, 34691 — assumable FHA mortgage at 2.86%
FHA
Active
25
$239,900$33,070 equity gap
Rate
2.86%
7.18%today
Payment
$964/mo
$1,576today
  • 3beds
  • 2baths
  • 1,417sqft

3313 BRIAR CLIFF Drive, Holiday

6131 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.12%
FHA
Active
39
$345,000$55,405 equity gap
Rate
3.12%
7.18%today
Payment
$1,379/mo
$2,183today
  • 4beds
  • 3baths
  • 1,870sqft

6131 SPRING CRAYFISH Avenue, New Port Richey

6362 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable VA mortgage at 3.13%
VA
Active
48
$340,000$59,398 equity gap
Rate
3.13%
7.18%today
Payment
$1,362/mo
$2,152today
  • 4beds
  • 3baths
  • 2,584sqft

6362 SPIDER LILY Way, New Port Richey

4312 BEACON SQUARE Drive, Holiday, FL, 34691 — assumable VA mortgage at 3.69%
VA
Active
34
$208,000Potential short sale
Rate
3.69%
7.18%today
Payment
$1,049/mo
$1,545today
  • 2beds
  • 1baths
  • 816sqft

4312 BEACON SQUARE Drive, Holiday

6139 APPLE SNAIL Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.45%
FHA
Active
38
$338,900$45,242 equity gap
Rate
3.45%
7.18%today
Payment
$1,444/mo
$2,192today
  • 4beds
  • 3baths
  • 1,870sqft

6139 APPLE SNAIL Avenue, New Port Richey

11424 DORIAN Court, New Port Richey, FL, 34654 — assumable VA mortgage at 2.77%
VA
Active
49
$360,000$75,822 equity gap
Rate
2.77%
7.18%today
Payment
$1,314/mo
$2,175today
  • 4beds
  • 2baths
  • 1,719sqft

11424 DORIAN Court, New Port Richey

4883 BREEZE Circle, Palm Harbor, FL, 34683 — assumable VA mortgage at 2.78%
VA
Active
22
$665,000$138,153 equity gap
Rate
2.78%
7.18%today
Payment
$2,439/mo
$4,031today
  • 4beds
  • 3baths
  • 2,499sqft

4883 BREEZE Circle, Palm Harbor

8 CITRUS Drive, Palm Harbor, FL, 34684 — assumable VA mortgage at 2.95%
VA
Active
42
$639,000$174,777 equity gap
Rate
2.95%
7.18%today
Payment
$2,199/mo
$3,557today
  • 4beds
  • 4baths
  • 2,094sqft

8 CITRUS Drive, Palm Harbor

16353 SILENT SANDS Lane, Odessa, FL, 33556 — assumable FHA mortgage at 3.04%
FHA
Active
51
$384,900$108,727 equity gap
Rate
3.04%
7.18%today
Payment
$1,327/mo
$2,122today
  • 4beds
  • 3baths
  • 2,007sqft

16353 SILENT SANDS Lane, Odessa

3920 BEACON SQUARE Drive, Holiday, FL, 34691 — assumable FHA mortgage at 3.625%
FHA
Active
17
$224,900$35,692 equity gap
Rate
3.625%
7.18%today
Payment
$952/mo
$1,414today
  • 2beds
  • 2baths
  • 992sqft

3920 BEACON SQUARE Drive, Holiday

3029 JACOB CROSSING Lane, Holiday, FL, 34691 — assumable VA mortgage at 3.92%
VA
Active
53
$330,000$22,672 equity gap
Rate
3.92%
7.18%today
Payment
$1,587/mo
$2,274today
  • 3beds
  • 3baths
  • 1,813sqft

3029 JACOB CROSSING Lane, Holiday

6108 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable VA mortgage at 3.75%
VA
Active
57
$375,000$74,511 equity gap
Rate
3.75%
7.18%today
Payment
$1,527/mo
$2,233today
  • 4beds
  • 3baths
  • 1,870sqft

6108 SPRING CRAYFISH Avenue, New Port Richey

2188 CERULEAN SKY Drive, Lutz, FL, 33558 — assumable FHA mortgage at 4.25%
FHA
Active
35
$330,000$15,630 equity gap
Rate
4.25%
7.18%today
Payment
$1,666/mo
$2,295today
  • 2beds
  • 3baths
  • 1,541sqft

2188 CERULEAN SKY Drive, Lutz

3102 SUNCOAST PLAINS Drive, Odessa, FL, 33556 — assumable VA mortgage at 2.66%
VA
Active
36
$385,000$141,729 equity gap
Rate
2.66%
7.18%today
Payment
$1,130/mo
$1,897today
  • 3beds
  • 2baths
  • 1,516sqft

3102 SUNCOAST PLAINS Drive, Odessa

9772 TRUMPET VINE Loop, Trinity, FL, 34655 — assumable FHA mortgage at 2.73%
FHA
Active
28
$225,000$69,992 equity gap
Rate
2.73%
7.18%today
Payment
$724/mo
$1,204today
  • 3beds
  • 3baths
  • 1,364sqft

9772 TRUMPET VINE Loop, Trinity

4933 SHELL STREAM Boulevard, New Port Richey, FL, 34652 — assumable VA mortgage at 2.77%
VA
Active
82
$484,000$182,320 equity gap
Rate
2.77%
7.18%today
Payment
$1,415/mo
$2,341today
  • 3beds
  • 2baths
  • 1,840sqft

4933 SHELL STREAM Boulevard, New Port Richey

14929 PROMENADE Parkway, Odessa, FL, 33556 — assumable FHA mortgage at 2.80%
FHA
Active
34
$315,000$118,779 equity gap
Rate
2.80%
7.18%today
Payment
$930/mo
$1,533today
  • 3beds
  • 3baths
  • 1,582sqft

14929 PROMENADE Parkway, Odessa

2310 LISTON Circle, Palm Harbor, FL, 34683 — assumable FHA mortgage at 2.80%
FHA
Active
24
$339,900$115,948 equity gap
Rate
2.80%
7.18%today
Payment
$1,061/mo
$1,749today
  • 3beds
  • 2baths
  • 1,102sqft

2310 LISTON Circle, Palm Harbor

6388 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.81%
FHA
Active
48
$385,000$125,499 equity gap
Rate
2.81%
7.18%today
Payment
$1,219/mo
$2,007today
  • 4beds
  • 2baths
  • 1,936sqft

6388 SPIDER LILY Way, New Port Richey

6041 DUBLIN Drive, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.86%
FHA
Active
14
$250,000$92,914 equity gap
Rate
2.86%
7.18%today
Payment
$732/mo
$1,197today
  • 2beds
  • 1baths
  • 720sqft

6041 DUBLIN Drive, New Port Richey

1440 LAWNWOOD Court, Tarpon Springs, FL, 34689 — assumable FHA mortgage at 2.87%
FHA
Active
53
$449,000$165,321 equity gap
Rate
2.87%
7.18%today
Payment
$1,323/mo
$2,162today
  • 2beds
  • 2baths
  • 1,731sqft

1440 LAWNWOOD Court, Tarpon Springs

7828 LAKE PLACID Lane, New Port Richey, FL, 34655 — assumable VA mortgage at 2.94%
VA
Active
24
$360,000$141,361 equity gap
Rate
2.94%
7.18%today
Payment
$1,035/mo
$1,675today
  • 3beds
  • 2baths
  • 1,832sqft

7828 LAKE PLACID Lane, New Port Richey

502 FLORIDA Boulevard, Crystal Beach, FL, 34681 — assumable VA mortgage at 2.96%
VA
Active
65
$725,000$291,879 equity gap
Rate
2.96%
7.18%today
Payment
$2,103/mo
$3,396today
  • 3beds
  • 2baths
  • 1,875sqft

502 FLORIDA Boulevard, Crystal Beach

1461 RIVER Circle, Tarpon Springs, FL, 34689 — assumable VA mortgage at 2.98%
VA
Active
68
$419,000$160,322 equity gap
Rate
2.98%
7.18%today
Payment
$1,232/mo
$1,985today
  • 3beds
  • 2baths
  • 1,722sqft

1461 RIVER Circle, Tarpon Springs

8231 MATTHEW Drive, New Port Richey, FL, 34653 — assumable VA mortgage at 2.98%
VA
Active
46
$339,900$119,607 equity gap
Rate
2.98%
7.18%today
Payment
$1,045/mo
$1,683today
  • 3beds
  • 2baths
  • 1,528sqft

8231 MATTHEW Drive, New Port Richey

1605 GULF Road, Tarpon Springs, FL, 34689 — assumable VA mortgage at 2.99%
VA
Active
53
$1,068,000$419,102 equity gap
Rate
2.99%
7.18%today
Payment
$3,074/mo
$4,945today
  • 4beds
  • 4baths
  • 3,835sqft

1605 GULF Road, Tarpon Springs

3036 GIANNA Way, Land O Lakes, FL, 34638 — assumable FHA mortgage at 2.99%
FHA
Active
39
$424,999$169,462 equity gap
Rate
2.99%
7.18%today
Payment
$1,244/mo
$2,002today
  • 4beds
  • 3baths
  • 2,141sqft

3036 GIANNA Way, Land O Lakes

14309 PONDHAWK Lane, Tampa, FL, 33625 — assumable VA mortgage at 4.00%
VA
Active
43
$380,000$41,379 equity gap
Rate
4.00%
7.18%today
Payment
$1,760/mo
$2,498today
  • 3beds
  • 3baths
  • 1,716sqft

14309 PONDHAWK Lane, Tampa

18623 NOBLE CASPIAN Drive, Lutz, FL, 33558 — assumable VA mortgage at 3.02%
VA
Active
51
$360,000$137,904 equity gap
Rate
3.02%
7.18%today
Payment
$1,068/mo
$1,711today
  • 3beds
  • 3baths
  • 1,632sqft

18623 NOBLE CASPIAN Drive, Lutz

6310 TURTLE CREEK Boulevard, Tampa, FL, 33625 — assumable VA mortgage at 3.02%
VA
Active
40
$499,900$182,152 equity gap
Rate
3.02%
7.18%today
Payment
$1,552/mo
$2,488today
  • 3beds
  • 2baths
  • 1,865sqft

6310 TURTLE CREEK Boulevard, Tampa

3459 WOODRIDGE Parkway, Palm Harbor, FL, 34684 — assumable VA mortgage at 3.11%
VA
Active
33
$1,125,000$399,201 equity gap
Rate
3.11%
7.18%today
Payment
$3,453/mo
$5,471today
  • 5beds
  • 3baths
  • 3,163sqft

3459 WOODRIDGE Parkway, Palm Harbor

8538 REEDVILLE Street, New Port Richey, FL, 34654 — assumable FHA mortgage at 3.11%
FHA
Active
38
$275,000$89,647 equity gap
Rate
3.11%
7.18%today
Payment
$880/mo
$1,394today
  • 3beds
  • 3baths
  • 1,666sqft

8538 REEDVILLE Street, New Port Richey

2161 BRANDING IRON Court, New Port Richey, FL, 34655 — assumable VA mortgage at 3.29%
VA
Active
65
$470,000$169,783 equity gap
Rate
3.29%
7.18%today
Payment
$1,526/mo
$2,364today
  • 4beds
  • 3baths
  • 2,348sqft

2161 BRANDING IRON Court, New Port Richey

8115 MONTOCK Court, Trinity, FL, 34655 — assumable VA mortgage at 2.66%
VA
Active
54
$679,900$409,561 equity gap
Rate
2.66%
7.18%today
Payment
$1,381/mo
$2,231today
  • 4beds
  • 3baths
  • 2,515sqft

8115 MONTOCK Court, Trinity

Assuming a mortgage in Trinity

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$321/mo
Median cash to assume
$120,403
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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