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Assumable homes for sale in Winchester, CA

17 homesVA & FHA loansrates from 2.85% vs 7.18% today

Winchester assumption guide
30826 Bloomfest, Murrieta, CA, 92563 — assumable VA mortgage at 3.05%
VA
Active
40
$850,000$137,340 equity gap
Rate
3.05%
7.18%today
Payment
$3,429/mo
$5,474today
  • 5beds
  • 4baths
  • 3,270sqft

30826 Bloomfest, Murrieta

34586 Sagebrush Lane, Winchester, CA, 92596 — assumable VA mortgage at 2.85%
VA
Active
40
$665,000$120,220 equity gap
Rate
2.85%
7.18%today
Payment
$2,571/mo
$4,211today
  • 5beds
  • 3baths
  • 2,913sqft

34586 Sagebrush Lane, Winchester

34647 Redhawk, Winchester, CA, 92596 — assumable VA mortgage at 3.12%
VA
Active
39
$690,000$195,657 equity gap
Rate
3.12%
7.18%today
Payment
$2,355/mo
$3,726today
  • 4beds
  • 2baths
  • 2,329sqft

34647 Redhawk, Winchester

30808 Keller Road, Menifee, CA, 92596 — assumable FHA mortgage at 3.55%
FHA
Active
47
$1,150,000$945,360 equity gap
Rate
3.55%
7.18%today
Payment
$1,640/mo
$2,388today
  • 2beds
  • 2baths
  • 1,248sqft

30808 Keller Road, Menifee

33197 Opal Glass Drive, Winchester, CA, 92596 — assumable FHA mortgage at 5.375%
FHA
Active
30
$499,900$15,517 equity gap
Rate
5.375%
7.18%today
Payment
$2,722/mo
$3,293today
  • 3beds
  • 3baths
  • 1,843sqft

33197 Opal Glass Drive, Winchester

30295 Singer, Menifee, CA, 92584 — assumable VA mortgage at 4.99%
VA
Active
51
$629,000$108,118 equity gap
Rate
4.99%
7.18%today
Payment
$2,913/mo
$3,680today
  • 4beds
  • 3baths
  • 2,371sqft

30295 Singer, Menifee

31121 Water Beech Drive, Winchester, CA, 92596 — assumable VA mortgage at 6.84%
VA
Active
62
$629,999$29,866 equity gap
Rate
6.84%
7.18%today
Payment
$4,000/mo
$4,139today
  • 4beds
  • 3baths
  • 1,975sqft

31121 Water Beech Drive, Winchester

32181 Parker, Menifee, CA, 92584 — assumable FHA mortgage at 7.63%
FHA
Active
32
$545,000$15,194 equity gap
Rate
7.63%
7.18%today
Payment
$3,854/mo
$3,687today
  • 3beds
  • 2baths
  • 1,408sqft

32181 Parker, Menifee

30343 Singer Ln, Menifee, CA, 92584 — assumable VA mortgage at 7.76%
VA
Active
24
$649,000$30,616 equity gap
Rate
7.76%
7.18%today
Payment
$4,552/mo
$4,300today
  • 4beds
  • 3baths
  • 2,697sqft

30343 Singer Ln, Menifee

34306 Kensington Street, Murrieta, CA, 92563 — assumable FHA mortgage at 6.23%
FHA
Active
52
$739,000$53,653 equity gap
Rate
6.23%
7.18%today
Payment
$4,223/mo
$4,656today
  • 5beds
  • 3baths
  • 3,301sqft

34306 Kensington Street, Murrieta

34512 Burnt Pine Rd, Murrieta, CA, 92563 — assumable FHA mortgage at 7.44%
FHA
Active
21
$699,900$67,231 equity gap
Rate
7.44%
7.18%today
Payment
$4,522/mo
$4,407today
  • 4beds
  • 2baths
  • 2,571sqft

34512 Burnt Pine Rd, Murrieta

32593 Cumulus Lane, Winchester, CA, 92596 — assumable VA mortgage at 6.54%
VA
Active
29
$699,500$99,635 equity gap
Rate
6.54%
7.18%today
Payment
$3,885/mo
$4,146today
  • 4beds
  • 3baths
  • 2,239sqft

32593 Cumulus Lane, Winchester

33014 Noir Avenue, Winchester, CA, 92596 — assumable VA mortgage at 6.65%
VA
Active
54
$767,900$87,366 equity gap
Rate
6.65%
7.18%today
Payment
$4,434/mo
$4,679today
  • 4beds
  • 3baths
  • 2,725sqft

33014 Noir Avenue, Winchester

31482 Partridgeberry Drive, Winchester, CA, 92596 — assumable VA mortgage at 6.78%
VA
Active
50
$640,000$106,233 equity gap
Rate
6.78%
7.18%today
Payment
$3,551/mo
$3,697today
  • 3beds
  • 2baths
  • 1,945sqft

31482 Partridgeberry Drive, Winchester

34510 Coconut Circle, Winchester, CA, 92596 — assumable VA mortgage at 6.90%
VA
Active
31
$659,000$114,583 equity gap
Rate
6.90%
7.18%today
Payment
$3,675/mo
$3,780today
  • 4beds
  • 3baths
  • 2,143sqft

34510 Coconut Circle, Winchester

30290 Roebuck Court, Menifee, CA, 92584 — assumable VA mortgage at 5.52%
VA
Active
32
$649,900$130,266 equity gap
Rate
5.52%
7.18%today
Payment
$3,145/mo
$3,744today
  • 3beds
  • 3baths
  • 2,289sqft

30290 Roebuck Court, Menifee

34592 Wintersweet Lane, Winchester, CA, 92596 — assumable FHA mortgage at 6.96%
FHA
Active
47
$559,000$520,504 equity gap
Rate
6.96%
7.18%today
Payment
$259/mo
$265today
  • 4beds
  • 3baths
  • 2,024sqft

34592 Wintersweet Lane, Winchester

Assuming a mortgage in Winchester

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.18%), so you can see the saving before you tour.

Lowest existing rate
2.85%
Lowest existing payment
$1,640/mo
Median cash to assume
$106,233
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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